D
Industrial and Commercial Bank of China (USA), National Association
Rating Date
October 2025
Risk Based
Capital Ratio
17.53
Leverage
Ratio
16.78
Return On
Assets
0.50%
Total
Assets
2.88B
Capital
481.09M
Total
Deposits
2.26B
Net
Income
7.08M
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Weiss Ratings Industrial and Commercial Bank of China (USA), National Association
New York, NY 		Click to
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Rating D
Asset Quality Index 2.30
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 1.10
Stability Index 8.90
Company Info Industrial and Commercial Bank of China (USA), National Association
New York, NY 		Click to
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FDIC Number 24387
Phone Number (212) 838-7799
Website www.icbc-us.com
Asset Quality Industrial and Commercial Bank of China (USA), National Association
New York, NY 		Click to
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1-Year Asset Growth -1.45%
5-Year Asset Growth -0.12%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 4.49%
Non-Performing Loans to Capital 24.88%
Non-Performing Loans to Loans 4.74%
Balance Sheet Industrial and Commercial Bank of China (USA), National Association
New York, NY 		Click to
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Total Assets 2.88B
Total Deposits 2.26B
Capital and Reserves Industrial and Commercial Bank of China (USA), National Association
New York, NY 		Click to
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Capital 481.09M
Leverage Ratio 16.78
Loan Loss Reserves to Loans 0.77%
Risk-Based Capital Ratio 17.53
Liquidity Industrial and Commercial Bank of China (USA), National Association
New York, NY 		Click to
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Hot Money Ratio 57.93%
Liquidity Ratio 3.41%
Profitability Industrial and Commercial Bank of China (USA), National Association
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5-Year Return on Average Assets 0.22%
Net Income 7.08M
Net Interest Spread 2.90%
Operating Profit to Average Assets 0.72%
Overhead Efficiency Ratio 75.39%
Return on Assets 0.50%
Return on Equity 2.97%