| Weiss Ratings |
Clay County Bank, Inc.
Clay, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 8.50 | |||
| Company Info |
Clay County Bank, Inc.
Clay, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 2444 | |||
| Phone Number | (304) 587-4221 | |||
| Website | www.claycounty.bank | |||
| Asset Quality |
Clay County Bank, Inc.
Clay, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.97% | |||
| 5-Year Asset Growth | 6.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.85% | |||
| Non-Performing Loans to Loans | 0.14% | |||
| Balance Sheet |
Clay County Bank, Inc.
Clay, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 135.90M | |||
| Total Deposits | 116.15M | |||
| Capital and Reserves |
Clay County Bank, Inc.
Clay, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 18.99M | |||
| Leverage Ratio | 14.80 | |||
| Loan Loss Reserves to Loans | 1.74% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Clay County Bank, Inc.
Clay, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 29.23% | |||
| Liquidity Ratio | 48.13% | |||
| Profitability |
Clay County Bank, Inc.
Clay, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.22% | |||
| Net Income | 850.00K | |||
| Net Interest Spread | 3.91% | |||
| Operating Profit to Average Assets | 1.57% | |||
| Overhead Efficiency Ratio | 63.83% | |||
| Return on Assets | 1.25% | |||
| Return on Equity | 9.12% | |||