C
West Union Bank
Rating Date
June 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings West Union Bank
West Union, WV
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Rating C
Asset Quality Index 6.70
Capitalization Index 6.50
Liquidity Index 3.60
Profitability Index 4.00
Stability Index 3.10
Company Info West Union Bank
West Union, WV
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FDIC Number 2452
Phone Number (304) 873-2361
Website www.westunionbank.com
Asset Quality West Union Bank
West Union, WV
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1-Year Asset Growth 1.67%
5-Year Asset Growth 7.66%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 4.92%
Non-Performing Loans to Loans 0.09%
Balance Sheet West Union Bank
West Union, WV
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Total Assets 303.31M
Total Deposits 275.10M
Capital and Reserves West Union Bank
West Union, WV
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Capital 19.72M
Leverage Ratio 8.50
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio 15.21
Liquidity West Union Bank
West Union, WV
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Hot Money Ratio 19.82%
Liquidity Ratio 22.21%
Profitability West Union Bank
West Union, WV
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5-Year Return on Average Assets 0.78%
Net Income 792.00K
Net Interest Spread 3.48%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 59.34%
Return on Assets 1.03%
Return on Equity 16.32%