C
West Union Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings West Union Bank
West Union, WV
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Rating C
Asset Quality Index 8.20
Capitalization Index 6.20
Liquidity Index 3.50
Profitability Index 4.20
Stability Index 2.40
Company Info West Union Bank
West Union, WV
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FDIC Number 2452
Phone Number (304) 873-2361
Website www.westunionbank.com
Asset Quality West Union Bank
West Union, WV
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1-Year Asset Growth 10.86%
5-Year Asset Growth 7.66%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.62%
Non-Performing Loans to Loans 0.10%
Balance Sheet West Union Bank
West Union, WV
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Total Assets 300.84M
Total Deposits 271.36M
Capital and Reserves West Union Bank
West Union, WV
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Capital 19.10M
Leverage Ratio 8.19
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 14.95
Liquidity West Union Bank
West Union, WV
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Hot Money Ratio 21.31%
Liquidity Ratio 21.12%
Profitability West Union Bank
West Union, WV
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5-Year Return on Average Assets 0.80%
Net Income 2.86M
Net Interest Spread 3.25%
Operating Profit to Average Assets 1.06%
Overhead Efficiency Ratio 67.23%
Return on Assets 0.94%
Return on Equity 17.79%