C
West Union Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings West Union Bank
West Union, WV
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Rating C
Asset Quality Index 8.30
Capitalization Index 6.20
Liquidity Index 3.90
Profitability Index 3.30
Stability Index 2.10
Company Info West Union Bank
West Union, WV
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FDIC Number 2452
Phone Number (304) 873-2361
Website www.westunionbank.com
Asset Quality West Union Bank
West Union, WV
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1-Year Asset Growth 12.54%
5-Year Asset Growth 6.90%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.65%
Non-Performing Loans to Loans 0.07%
Balance Sheet West Union Bank
West Union, WV
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Total Assets 298.33M
Total Deposits 274.93M
Capital and Reserves West Union Bank
West Union, WV
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Capital 14.81M
Leverage Ratio 8.20
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio 15.13
Liquidity West Union Bank
West Union, WV
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Hot Money Ratio 19.03%
Liquidity Ratio 27.67%
Profitability West Union Bank
West Union, WV
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5-Year Return on Average Assets 0.80%
Net Income 661.00K
Net Interest Spread 3.16%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 69.22%
Return on Assets 0.90%
Return on Equity 18.80%