A
Texas Community Bank
LaredoTX
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Texas Community Bank
Laredo, TX
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Rating A
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 9.80
Stability Index 7.00
Company Info Texas Community Bank
Laredo, TX
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FDIC Number 24563
Phone Number (956) 722-8333
Website www.tx-communitybank.com
Asset Quality Texas Community Bank
Laredo, TX
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1-Year Asset Growth 5.58%
5-Year Asset Growth 6.98%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.32%
Non-Performing Loans to Loans 0.04%
Balance Sheet Texas Community Bank
Laredo, TX
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Total Assets 2.20B
Total Deposits 1.92B
Capital and Reserves Texas Community Bank
Laredo, TX
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Capital 270.02M
Leverage Ratio 12.33
Loan Loss Reserves to Loans 1.97%
Risk-Based Capital Ratio 25.31
Liquidity Texas Community Bank
Laredo, TX
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Hot Money Ratio 28.27%
Liquidity Ratio 43.53%
Profitability Texas Community Bank
Laredo, TX
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5-Year Return on Average Assets 1.65%
Net Income 49.55M
Net Interest Spread 4.49%
Operating Profit to Average Assets 3.01%
Overhead Efficiency Ratio 39.05%
Return on Assets 2.37%
Return on Equity 17.18%