A
Texas Community Bank
LaredoTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Texas Community Bank
Laredo, TX
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Rating A
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 10.00
Stability Index 7.00
Company Info Texas Community Bank
Laredo, TX
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FDIC Number 24563
Phone Number (956) 722-8333
Website www.tx-communitybank.com
Asset Quality Texas Community Bank
Laredo, TX
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1-Year Asset Growth 8.87%
5-Year Asset Growth 8.30%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.33%
Non-Performing Loans to Loans 0.04%
Balance Sheet Texas Community Bank
Laredo, TX
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Total Assets 2.16B
Total Deposits 1.85B
Capital and Reserves Texas Community Bank
Laredo, TX
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Capital 296.79M
Leverage Ratio 13.94
Loan Loss Reserves to Loans 1.87%
Risk-Based Capital Ratio 27.18
Liquidity Texas Community Bank
Laredo, TX
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Hot Money Ratio 29.72%
Liquidity Ratio 42.75%
Profitability Texas Community Bank
Laredo, TX
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5-Year Return on Average Assets 1.65%
Net Income 36.58M
Net Interest Spread 4.55%
Operating Profit to Average Assets 2.99%
Overhead Efficiency Ratio 38.52%
Return on Assets 2.36%
Return on Equity 16.81%