A
Texas Community Bank
LaredoTX
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Texas Community Bank
Laredo, TX
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Rating A
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 9.80
Stability Index 7.00
Company Info Texas Community Bank
Laredo, TX
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FDIC Number 24563
Phone Number (956) 722-8333
Website www.tx-communitybank.com
Asset Quality Texas Community Bank
Laredo, TX
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1-Year Asset Growth 4.66%
5-Year Asset Growth 8.30%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.32%
Non-Performing Loans to Loans 0.03%
Balance Sheet Texas Community Bank
Laredo, TX
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Total Assets 2.04B
Total Deposits 1.74B
Capital and Reserves Texas Community Bank
Laredo, TX
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Capital 290.64M
Leverage Ratio 14.15
Loan Loss Reserves to Loans 1.90%
Risk-Based Capital Ratio 26.95
Liquidity Texas Community Bank
Laredo, TX
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Hot Money Ratio 27.32%
Liquidity Ratio 39.25%
Profitability Texas Community Bank
Laredo, TX
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5-Year Return on Average Assets 1.65%
Net Income 12.06M
Net Interest Spread 4.49%
Operating Profit to Average Assets 2.98%
Overhead Efficiency Ratio 37.90%
Return on Assets 2.37%
Return on Equity 17.01%