C
Citizens State Bank
CadottWI
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens State Bank
Cadott, WI
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Rating C
Asset Quality Index 5.80
Capitalization Index 6.30
Liquidity Index 1.90
Profitability Index 4.10
Stability Index 4.60
Company Info Citizens State Bank
Cadott, WI
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FDIC Number 2467
Phone Number (715) 289-4253
Website www.csbankcadott.com
Asset Quality Citizens State Bank
Cadott, WI
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1-Year Asset Growth 6.93%
5-Year Asset Growth 14.98%
5-Year Charge-Offs to Average Loans -0.10%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 3.81%
Non-Performing Loans to Loans 0.44%
Balance Sheet Citizens State Bank
Cadott, WI
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Total Assets 254.10M
Total Deposits 206.61M
Capital and Reserves Citizens State Bank
Cadott, WI
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Capital 20.23M
Leverage Ratio 8.27
Loan Loss Reserves to Loans 1.50%
Risk-Based Capital Ratio 12.23
Liquidity Citizens State Bank
Cadott, WI
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Hot Money Ratio 22.35%
Liquidity Ratio 18.44%
Profitability Citizens State Bank
Cadott, WI
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5-Year Return on Average Assets 0.57%
Net Income 2.00M
Net Interest Spread 4.12%
Operating Profit to Average Assets 1.05%
Overhead Efficiency Ratio 69.63%
Return on Assets 0.84%
Return on Equity 10.47%