C
Citizens State Bank
CadottWI
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens State Bank
Cadott, WI
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 4.20
Capitalization Index 6.30
Liquidity Index 1.40
Profitability Index 4.10
Stability Index 4.90
Company Info Citizens State Bank
Cadott, WI
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 2467
Phone Number (715) 289-4253
Website www.csbankcadott.com
Asset Quality Citizens State Bank
Cadott, WI
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 1.34%
5-Year Asset Growth 19.27%
5-Year Charge-Offs to Average Loans -0.10%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 1.10%
Non-Performing Loans to Capital 10.72%
Non-Performing Loans to Loans 1.36%
Balance Sheet Citizens State Bank
Cadott, WI
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 241.95M
Total Deposits 198.62M
Capital and Reserves Citizens State Bank
Cadott, WI
Click to
Compare
Click to
Compare
Click to
Compare
Capital 19.78M
Leverage Ratio 8.33
Loan Loss Reserves to Loans 1.39%
Risk-Based Capital Ratio 12.40
Liquidity Citizens State Bank
Cadott, WI
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 24.27%
Liquidity Ratio 17.23%
Profitability Citizens State Bank
Cadott, WI
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.57%
Net Income 1.47M
Net Interest Spread 4.02%
Operating Profit to Average Assets 1.03%
Overhead Efficiency Ratio 70.14%
Return on Assets 0.83%
Return on Equity 10.38%