C
State Savings Bank
Rating Date
June 2025
Risk Based
Capital Ratio
11.09
Leverage
Ratio
9.25
Return On
Assets
1.23%
Total
Assets
245.98M
Capital
22.73M
Total
Deposits
185.24M
Net
Income
756.00K
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Weiss Ratings State Savings Bank
West Des Moines, IA 		Click to
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Rating C
Asset Quality Index 8.00
Capitalization Index 7.40
Liquidity Index 0.30
Profitability Index 4.70
Stability Index 3.70
Company Info State Savings Bank
West Des Moines, IA 		Click to
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FDIC Number 248
Phone Number (515) 457-9533
Website www.ssb.bank
Asset Quality State Savings Bank
West Des Moines, IA 		Click to
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1-Year Asset Growth 7.49%
5-Year Asset Growth 12.55%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.91%
Non-Performing Loans to Loans 0.04%
Balance Sheet State Savings Bank
West Des Moines, IA 		Click to
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Total Assets 245.98M
Total Deposits 185.24M
Capital and Reserves State Savings Bank
West Des Moines, IA 		Click to
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Capital 22.73M
Leverage Ratio 9.25
Loan Loss Reserves to Loans 1.87%
Risk-Based Capital Ratio 11.09
Liquidity State Savings Bank
West Des Moines, IA 		Click to
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Hot Money Ratio 23.13%
Liquidity Ratio 7.04%
Profitability State Savings Bank
West Des Moines, IA 		Click to
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5-Year Return on Average Assets 1.12%
Net Income 756.00K
Net Interest Spread 3.76%
Operating Profit to Average Assets 1.29%
Overhead Efficiency Ratio 59.45%
Return on Assets 1.23%
Return on Equity 13.43%