C
State Savings Bank
Rating Date
August 2026
Risk Based
Capital Ratio
12.05
Leverage
Ratio
8.67
Return On
Assets
1.32%
Total
Assets
291.90M
Capital
25.21M
Total
Deposits
222.10M
Net
Income
1.88M
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Weiss Ratings State Savings Bank
West Des Moines, IA 		Click to
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Rating C
Asset Quality Index 5.10
Capitalization Index 6.70
Liquidity Index 1.50
Profitability Index 5.30
Stability Index 5.00
Company Info State Savings Bank
West Des Moines, IA 		Click to
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FDIC Number 248
Phone Number (515) 457-9533
Website www.ssb.bank
Asset Quality State Savings Bank
West Des Moines, IA 		Click to
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1-Year Asset Growth 12.57%
5-Year Asset Growth 10.49%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.53%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 8.21%
Non-Performing Loans to Loans 0.17%
Balance Sheet State Savings Bank
West Des Moines, IA 		Click to
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Total Assets 291.90M
Total Deposits 222.10M
Capital and Reserves State Savings Bank
West Des Moines, IA 		Click to
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Capital 25.21M
Leverage Ratio 8.67
Loan Loss Reserves to Loans 1.67%
Risk-Based Capital Ratio 12.05
Liquidity State Savings Bank
West Des Moines, IA 		Click to
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Hot Money Ratio 29.32%
Liquidity Ratio 18.76%
Profitability State Savings Bank
West Des Moines, IA 		Click to
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5-Year Return on Average Assets 1.11%
Net Income 1.88M
Net Interest Spread 3.88%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 54.39%
Return on Assets 1.32%
Return on Equity 15.24%