C
State Savings Bank
Rating Date
March 2026
Risk Based
Capital Ratio
11.51
Leverage
Ratio
9.08
Return On
Assets
1.29%
Total
Assets
274.29M
Capital
24.18M
Total
Deposits
204.59M
Net
Income
3.32M
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Weiss Ratings State Savings Bank
West Des Moines, IA 		Click to
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Rating C
Asset Quality Index 6.50
Capitalization Index 7.10
Liquidity Index 0.50
Profitability Index 5.60
Stability Index 3.70
Company Info State Savings Bank
West Des Moines, IA 		Click to
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FDIC Number 248
Phone Number (515) 457-9533
Website www.ssb.bank
Asset Quality State Savings Bank
West Des Moines, IA 		Click to
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1-Year Asset Growth 8.56%
5-Year Asset Growth 10.49%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.34%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 5.15%
Non-Performing Loans to Loans 0.56%
Balance Sheet State Savings Bank
West Des Moines, IA 		Click to
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Total Assets 274.29M
Total Deposits 204.59M
Capital and Reserves State Savings Bank
West Des Moines, IA 		Click to
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Capital 24.18M
Leverage Ratio 9.08
Loan Loss Reserves to Loans 1.67%
Risk-Based Capital Ratio 11.51
Liquidity State Savings Bank
West Des Moines, IA 		Click to
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Hot Money Ratio 29.02%
Liquidity Ratio 11.07%
Profitability State Savings Bank
West Des Moines, IA 		Click to
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5-Year Return on Average Assets 1.12%
Net Income 3.32M
Net Interest Spread 3.97%
Operating Profit to Average Assets 1.35%
Overhead Efficiency Ratio 57.65%
Return on Assets 1.29%
Return on Equity 14.28%