C
State Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
10.63
Leverage
Ratio
9.22
Return On
Assets
1.32%
Total
Assets
259.31M
Capital
23.24M
Total
Deposits
188.71M
Net
Income
1.65M
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Weiss Ratings State Savings Bank
West Des Moines, IA 		Click to
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Rating C
Asset Quality Index 7.90
Capitalization Index 7.30
Liquidity Index 0.10
Profitability Index 5.40
Stability Index 3.70
Company Info State Savings Bank
West Des Moines, IA 		Click to
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FDIC Number 248
Phone Number (515) 457-9533
Website www.ssb.bank
Asset Quality State Savings Bank
West Des Moines, IA 		Click to
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1-Year Asset Growth 14.45%
5-Year Asset Growth 12.55%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 1.05%
Non-Performing Loans to Loans 0.12%
Balance Sheet State Savings Bank
West Des Moines, IA 		Click to
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Total Assets 259.31M
Total Deposits 188.71M
Capital and Reserves State Savings Bank
West Des Moines, IA 		Click to
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Capital 23.24M
Leverage Ratio 9.22
Loan Loss Reserves to Loans 1.63%
Risk-Based Capital Ratio 10.63
Liquidity State Savings Bank
West Des Moines, IA 		Click to
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Hot Money Ratio 26.76%
Liquidity Ratio 5.26%
Profitability State Savings Bank
West Des Moines, IA 		Click to
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5-Year Return on Average Assets 1.12%
Net Income 1.65M
Net Interest Spread 3.99%
Operating Profit to Average Assets 1.39%
Overhead Efficiency Ratio 57.02%
Return on Assets 1.32%
Return on Equity 14.48%