First New Mexico Bank of Silver City
Major Rating Factors:
Excellent current capitalization (8.7 on a scale of 0 to 10) and a capital leverage ratio of 12.2. Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 1.5 has resulted in Excellent (8.1) profitability.
Other Rating Factors:
A current level of 1.4 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.1). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Securities (29%), comm re (15%), home mtgs (9%), cash (3%), comm loans (2%), consumer loans (0%), other (42%)
States with Branches:
NM
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First New Mexico Financial Corporation
Investment Rating
--
Address
1928 Highway 180 East
Silver City, NM 88061
Silver City, NM 88061
Phone Number
(575) 388-3121
Year Founded
1984
FDIC Number
Website
Largest Affiliates
Deming, NM
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Bank
Las Cruces, NM
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Bank