First New Mexico Bank of Silver City
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). A current level of 0.7 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.0).
Other Rating Factors:
Excellent current capitalization (9.6 on a scale of 0 to 10) and a capital leverage ratio of 12.8. Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.5 has resulted in Excellent (8.2) profitability.
Asset Mix:
Securities (28%), comm re (17%), home mtgs (9%), comm loans (3%), cash (2%), consumer loans (0%), other (41%)
States with Branches:
NM
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First New Mexico Financial Corporation
Investment Rating
--
Address
1928 Highway 180 East
Silver City, NM 88061
Silver City, NM 88061
Phone Number
(575) 388-3121
Year Founded
1984
FDIC Number
Website
Largest Affiliates
Deming, NM
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Bank
Las Cruces, NM
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Bank