| Weiss Ratings |
Uwharrie Bank
Albemarle, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 7.30 | |||
| Company Info |
Uwharrie Bank
Albemarle, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 24919 | |||
| Phone Number | (704) 983-6181 | |||
| Website | www.uwharrie.com | |||
| Asset Quality |
Uwharrie Bank
Albemarle, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.92% | |||
| 5-Year Asset Growth | 9.03% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 0.72% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
Uwharrie Bank
Albemarle, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.19B | |||
| Total Deposits | 1.08B | |||
| Capital and Reserves |
Uwharrie Bank
Albemarle, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 99.96M | |||
| Leverage Ratio | 9.64 | |||
| Loan Loss Reserves to Loans | 0.92% | |||
| Risk-Based Capital Ratio | 15.16 | |||
| Liquidity |
Uwharrie Bank
Albemarle, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 20.60% | |||
| Liquidity Ratio | 26.11% | |||
| Profitability |
Uwharrie Bank
Albemarle, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.04% | |||
| Net Income | 12.54M | |||
| Net Interest Spread | 3.54% | |||
| Operating Profit to Average Assets | 1.34% | |||
| Overhead Efficiency Ratio | 67.17% | |||
| Return on Assets | 1.04% | |||
| Return on Equity | 13.80% | |||