| Weiss Ratings |
Uwharrie Bank
Albemarle, NC |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 7.30 | |||
| Company Info |
Uwharrie Bank
Albemarle, NC |
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| FDIC Number | 24919 | |||
| Phone Number | (704) 983-6181 | |||
| Website | www.uwharrie.com | |||
| Asset Quality |
Uwharrie Bank
Albemarle, NC |
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| 1-Year Asset Growth | 4.48% | |||
| 5-Year Asset Growth | 9.03% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 0.92% | |||
| Non-Performing Loans to Loans | 0.23% | |||
| Balance Sheet |
Uwharrie Bank
Albemarle, NC |
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| Total Assets | 1.22B | |||
| Total Deposits | 1.10B | |||
| Capital and Reserves |
Uwharrie Bank
Albemarle, NC |
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| Capital | 106.80M | |||
| Leverage Ratio | 10.07 | |||
| Loan Loss Reserves to Loans | 0.86% | |||
| Risk-Based Capital Ratio | 15.85 | |||
| Liquidity |
Uwharrie Bank
Albemarle, NC |
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| Hot Money Ratio | 19.24% | |||
| Liquidity Ratio | 27.94% | |||
| Profitability |
Uwharrie Bank
Albemarle, NC |
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| 5-Year Return on Average Assets | 1.01% | |||
| Net Income | 7.69M | |||
| Net Interest Spread | 3.50% | |||
| Operating Profit to Average Assets | 1.57% | |||
| Overhead Efficiency Ratio | 66.41% | |||
| Return on Assets | 1.23% | |||
| Return on Equity | 15.01% | |||