| Weiss Ratings |
Uwharrie Bank
Albemarle, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 6.70 | |||
| Company Info |
Uwharrie Bank
Albemarle, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 24919 | |||
| Phone Number | (704) 983-6181 | |||
| Website | www.uwharrie.com | |||
| Asset Quality |
Uwharrie Bank
Albemarle, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.93% | |||
| 5-Year Asset Growth | 14.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 0.75% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
Uwharrie Bank
Albemarle, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.21B | |||
| Total Deposits | 1.11B | |||
| Capital and Reserves |
Uwharrie Bank
Albemarle, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 94.81M | |||
| Leverage Ratio | 9.57 | |||
| Loan Loss Reserves to Loans | 0.93% | |||
| Risk-Based Capital Ratio | 14.72 | |||
| Liquidity |
Uwharrie Bank
Albemarle, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 20.26% | |||
| Liquidity Ratio | 28.28% | |||
| Profitability |
Uwharrie Bank
Albemarle, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.04% | |||
| Net Income | 9.13M | |||
| Net Interest Spread | 3.52% | |||
| Operating Profit to Average Assets | 1.31% | |||
| Overhead Efficiency Ratio | 67.29% | |||
| Return on Assets | 1.02% | |||
| Return on Equity | 13.72% | |||