Grand Valley Bank
Major Rating Factors:
Excellent current capitalization (9.9 on a scale of 0 to 10) and a capital leverage ratio of 10.9. A current level of 0.9 percent of nonperforming loans to core capital combined with 7.1 percent from a year earlier contributes to the Excellent asset quality (9.2).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.1 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Good (5.7) profitability.
Asset Mix:
Securities (44%), comm re (14%), home mtgs (6%), cash (5%), home eq lns (4%), comm loans (1%), consumer loans (0%), other (26%)
States with Branches:
CO, UT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Sagebrush Partners, LLLP
Investment Rating
--
Address
925 North 7th Street
Grand Junction, CO 81502
Grand Junction, CO 81502
Phone Number
(970) 241-4400
Year Founded
1983
FDIC Number
Website
Largest Affiliates
No affiliate information available.