| Weiss Ratings |
International Bank of Commerce
Zapata, TX |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.60 | |||
| Profitability Index | 7.60 | |||
| Stability Index | 6.30 | |||
| Company Info |
International Bank of Commerce
Zapata, TX |
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| FDIC Number | 24961 | |||
| Phone Number | (956) 765-8361 | |||
| Website | www.ibc.com | |||
| Asset Quality |
International Bank of Commerce
Zapata, TX |
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| 1-Year Asset Growth | 2.67% | |||
| 5-Year Asset Growth | 4.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 0.14% | |||
| Non-Performing Loans to Capital | 0.49% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
International Bank of Commerce
Zapata, TX |
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| Total Assets | 492.33M | |||
| Total Deposits | 423.99M | |||
| Capital and Reserves |
International Bank of Commerce
Zapata, TX |
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| Capital | 53.99M | |||
| Leverage Ratio | 13.74 | |||
| Loan Loss Reserves to Loans | 1.66% | |||
| Risk-Based Capital Ratio | 33.92 | |||
| Liquidity |
International Bank of Commerce
Zapata, TX |
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| Hot Money Ratio | 21.79% | |||
| Liquidity Ratio | 62.06% | |||
| Profitability |
International Bank of Commerce
Zapata, TX |
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| 5-Year Return on Average Assets | 1.21% | |||
| Net Income | 1.89M | |||
| Net Interest Spread | 3.00% | |||
| Operating Profit to Average Assets | 1.91% | |||
| Overhead Efficiency Ratio | 57.25% | |||
| Return on Assets | 1.50% | |||
| Return on Equity | 14.66% | |||