| Weiss Ratings |
International Bank of Commerce
Zapata, TX |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.80 | |||
| Profitability Index | 8.90 | |||
| Stability Index | 5.70 | |||
| Company Info |
International Bank of Commerce
Zapata, TX |
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| FDIC Number | 24961 | |||
| Phone Number | (956) 765-8361 | |||
| Website | www.ibc.com | |||
| Asset Quality |
International Bank of Commerce
Zapata, TX |
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| 1-Year Asset Growth | 13.50% | |||
| 5-Year Asset Growth | 3.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.37% | |||
| Charge-Offs to Average Loans | 0.30% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.29% | |||
| Non-Performing Loans to Loans | 0.18% | |||
| Balance Sheet |
International Bank of Commerce
Zapata, TX |
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| Total Assets | 567.78M | |||
| Total Deposits | 457.01M | |||
| Capital and Reserves |
International Bank of Commerce
Zapata, TX |
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| Capital | 62.80M | |||
| Leverage Ratio | 13.60 | |||
| Loan Loss Reserves to Loans | 1.66% | |||
| Risk-Based Capital Ratio | 33.83 | |||
| Liquidity |
International Bank of Commerce
Zapata, TX |
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| Hot Money Ratio | 23.28% | |||
| Liquidity Ratio | 68.26% | |||
| Profitability |
International Bank of Commerce
Zapata, TX |
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| 5-Year Return on Average Assets | 1.37% | |||
| Net Income | 4.86M | |||
| Net Interest Spread | 3.32% | |||
| Operating Profit to Average Assets | 2.28% | |||
| Overhead Efficiency Ratio | 51.34% | |||
| Return on Assets | 1.78% | |||
| Return on Equity | 15.82% | |||