B
Commerce Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commerce Bank
Kansas City, MO
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Rating B
Asset Quality Index 7.00
Capitalization Index 9.90
Liquidity Index 3.80
Profitability Index 8.20
Stability Index 7.00
Company Info Commerce Bank
Kansas City, MO
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FDIC Number 24998
Phone Number (855) 659-1656
Website www.commercebank.com
Asset Quality Commerce Bank
Kansas City, MO
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1-Year Asset Growth 5.78%
5-Year Asset Growth 4.51%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.24%
Non-Performing Assets to Assets 0.69%
Non-Performing Loans to Capital 3.87%
Non-Performing Loans to Loans 1.25%
Balance Sheet Commerce Bank
Kansas City, MO
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Total Assets 32.10B
Total Deposits 25.86B
Capital and Reserves Commerce Bank
Kansas City, MO
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Capital 3.05B
Leverage Ratio 10.91
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio 15.53
Liquidity Commerce Bank
Kansas City, MO
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Hot Money Ratio 5.36%
Liquidity Ratio 20.94%
Profitability Commerce Bank
Kansas City, MO
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5-Year Return on Average Assets 1.33%
Net Income 284.00M
Net Interest Spread 3.58%
Operating Profit to Average Assets 2.26%
Overhead Efficiency Ratio 54.80%
Return on Assets 1.77%
Return on Equity 19.68%