Major Rating Factors:
Very Weak current capitalization (0.0 on a scale of 0 to 10) based on a risk-based capital ratio of 6.6 and a capital leverage ratio of 2.8.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.5 on a scale of 0 to 10). Fair liquidity 3.6, driven by a liquidity ratio of 38.8 percent and a “hot money” ratio of 16.6 percent.
Asset Mix:
Cash (35%), securities (14%), comm re (10%), comm loans (2%), home eq lns (1%), home mtgs (1%), consumer loans (1%), other (36%)
States with Branches:
ID, MT, WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Mode Eleven Bancorp
Investment Rating
--
Address
133 Main Street
Hulett, WY 82720
Hulett, WY 82720
Phone Number
(307) 467-5261
Year Founded
1984
FDIC Number
Website
Largest Affiliates
No affiliate information available.