B
City Bank
Lubbock,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings City Bank
Lubbock, TX
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Rating B
Asset Quality Index 7.70
Capitalization Index 9.70
Liquidity Index 2.90
Profitability Index 7.30
Stability Index 6.30
Company Info City Bank
Lubbock, TX
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FDIC Number 25103
Phone Number (800) 687-2265
Website www.city.bank
Asset Quality City Bank
Lubbock, TX
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1-Year Asset Growth 23.53%
5-Year Asset Growth 4.90%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.65%
Non-Performing Loans to Loans 0.22%
Balance Sheet City Bank
Lubbock, TX
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Total Assets 5.39B
Total Deposits 4.72B
Capital and Reserves City Bank
Lubbock, TX
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Capital 598.86M
Leverage Ratio 10.79
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio 14.50
Liquidity City Bank
Lubbock, TX
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Hot Money Ratio 10.58%
Liquidity Ratio 18.70%
Profitability City Bank
Lubbock, TX
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5-Year Return on Average Assets 1.55%
Net Income 36.78M
Net Interest Spread 4.06%
Operating Profit to Average Assets 1.88%
Overhead Efficiency Ratio 60.67%
Return on Assets 1.48%
Return on Equity 14.71%