B
City Bank
LubbockTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings City Bank
Lubbock, TX
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Rating B
Asset Quality Index 6.90
Capitalization Index 9.90
Liquidity Index 3.20
Profitability Index 7.40
Stability Index 6.30
Company Info City Bank
Lubbock, TX
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FDIC Number 25103
Phone Number (806) 792-7101
Website www.city.bank
Asset Quality City Bank
Lubbock, TX
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1-Year Asset Growth 3.26%
5-Year Asset Growth 6.15%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 1.94%
Non-Performing Loans to Loans 0.32%
Balance Sheet City Bank
Lubbock, TX
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Total Assets 4.48B
Total Deposits 3.95B
Capital and Reserves City Bank
Lubbock, TX
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Capital 458.40M
Leverage Ratio 10.94
Loan Loss Reserves to Loans 1.44%
Risk-Based Capital Ratio 15.11
Liquidity City Bank
Lubbock, TX
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Hot Money Ratio 8.39%
Liquidity Ratio 19.88%
Profitability City Bank
Lubbock, TX
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5-Year Return on Average Assets 1.54%
Net Income 48.05M
Net Interest Spread 4.11%
Operating Profit to Average Assets 1.83%
Overhead Efficiency Ratio 60.33%
Return on Assets 1.44%
Return on Equity 14.43%