Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 17.2. A current level of 0.0 percent of nonperforming loans to core capital combined with 3.7 percent from a year earlier contributes to the Excellent asset quality (8.9).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.6 on a scale of 0 to 10). Fair liquidity 4.5, driven by a liquidity ratio of 40.8 percent and a “hot money” ratio of 46.0 percent.
Asset Mix:
Securities (55%), home mtgs (5%), cash (4%), comm loans (4%), comm re (4%), consumer loans (2%), other (26%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Northwest Sooner Bancshares, Inc.
Investment Rating
--
Address
653 North Main Highway 81
Okarche, OK 73762
Okarche, OK 73762
Phone Number
(405) 263-7491
Year Founded
1984
FDIC Number
Website
Largest Affiliates
No affiliate information available.