First National Bankers Bank
Major Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.9 has resulted in Fair (4.0) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 17.9. A current level of 2.7 percent of nonperforming loans to core capital combined with 0.7 percent from a year earlier contributes to the Excellent asset quality (7.0).
Asset Mix:
Comm re (35%), cash (13%), securities (8%), comm loans (3%), home mtgs (1%), other (40%)
States with Branches:
AL, AR, FL, LA, MS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First National Bankers Bankshares, Inc.
Investment Rating
--
Address
7813 Office Park Boulevard
Baton Rouge, LA 70809
Baton Rouge, LA 70809
Phone Number
(225) 924-8015
Year Founded
1984
FDIC Number
Website
Largest Affiliates
No affiliate information available.