B
C3bank, National Association
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings C3bank, National Association
Encinitas, CA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.00
Capitalization Index 7.00
Liquidity Index 3.10
Profitability Index 6.80
Stability Index 6.30
Company Info C3bank, National Association
Encinitas, CA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 25249
Phone Number (760) 759-1130
Website www.c3bank.com
Asset Quality C3bank, National Association
Encinitas, CA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.17%
5-Year Asset Growth 33.35%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet C3bank, National Association
Encinitas, CA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 928.81M
Total Deposits 824.62M
Capital and Reserves C3bank, National Association
Encinitas, CA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 88.09M
Leverage Ratio 8.98
Loan Loss Reserves to Loans 1.45%
Risk-Based Capital Ratio 17.99
Liquidity C3bank, National Association
Encinitas, CA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 16.15%
Liquidity Ratio 39.39%
Profitability C3bank, National Association
Encinitas, CA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.34%
Net Income 2.64M
Net Interest Spread 3.40%
Operating Profit to Average Assets 1.54%
Overhead Efficiency Ratio 55.02%
Return on Assets 1.07%
Return on Equity 12.14%