| Weiss Ratings |
First Whitney Bank and Trust
Atlantic, IA |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 6.70 | |||
| Company Info |
First Whitney Bank and Trust
Atlantic, IA |
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| FDIC Number | 254 | |||
| Phone Number | (712) 243-3195 | |||
| Website | www.firstwhitneybank.com | |||
| Asset Quality |
First Whitney Bank and Trust
Atlantic, IA |
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| 1-Year Asset Growth | -0.95% | |||
| 5-Year Asset Growth | 4.02% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First Whitney Bank and Trust
Atlantic, IA |
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| Total Assets | 287.51M | |||
| Total Deposits | 254.83M | |||
| Capital and Reserves |
First Whitney Bank and Trust
Atlantic, IA |
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| Capital | 30.93M | |||
| Leverage Ratio | 11.53 | |||
| Loan Loss Reserves to Loans | 0.28% | |||
| Risk-Based Capital Ratio | 14.60 | |||
| Liquidity |
First Whitney Bank and Trust
Atlantic, IA |
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| Hot Money Ratio | 19.88% | |||
| Liquidity Ratio | 37.05% | |||
| Profitability |
First Whitney Bank and Trust
Atlantic, IA |
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| 5-Year Return on Average Assets | 1.34% | |||
| Net Income | 2.41M | |||
| Net Interest Spread | 3.12% | |||
| Operating Profit to Average Assets | 1.68% | |||
| Overhead Efficiency Ratio | 42.59% | |||
| Return on Assets | 1.62% | |||
| Return on Equity | 15.98% | |||