| Weiss Ratings |
Sage Capital Bank
Gonzales, TX |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 7.50 | |||
| Company Info |
Sage Capital Bank
Gonzales, TX |
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| FDIC Number | 25621 | |||
| Phone Number | (830) 672-8585 | |||
| Website | www.sagecapitalbank.com | |||
| Asset Quality |
Sage Capital Bank
Gonzales, TX |
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| 1-Year Asset Growth | 11.30% | |||
| 5-Year Asset Growth | 10.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.91% | |||
| Non-Performing Loans to Capital | 4.16% | |||
| Non-Performing Loans to Loans | 1.39% | |||
| Balance Sheet |
Sage Capital Bank
Gonzales, TX |
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| Total Assets | 768.88M | |||
| Total Deposits | 683.31M | |||
| Capital and Reserves |
Sage Capital Bank
Gonzales, TX |
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| Capital | 80.10M | |||
| Leverage Ratio | 10.38 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Risk-Based Capital Ratio | 15.73 | |||
| Liquidity |
Sage Capital Bank
Gonzales, TX |
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| Hot Money Ratio | 26.76% | |||
| Liquidity Ratio | 26.82% | |||
| Profitability |
Sage Capital Bank
Gonzales, TX |
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| 5-Year Return on Average Assets | 1.22% | |||
| Net Income | 5.23M | |||
| Net Interest Spread | 4.20% | |||
| Operating Profit to Average Assets | 1.72% | |||
| Overhead Efficiency Ratio | 57.02% | |||
| Return on Assets | 1.36% | |||
| Return on Equity | 13.33% | |||