Beacon Business Bank, National Association

San Francisco, CA

Rating Date

June 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Beacon Business Bank, National Association San Francisco, CA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.80
Capitalization Index	10.00
Liquidity Index	2.80
Profitability Index	0.40
Stability Index	5.10

Company Info	Beacon Business Bank, National Association San Francisco, CA	Click to Compare	Click to Compare	Click to Compare
FDIC Number	25644
Phone Number	(415) 543-3377
Website	www.beaconbusinessbank.com/

Asset Quality	Beacon Business Bank, National Association San Francisco, CA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	2.10%
5-Year Asset Growth	2.77%
5-Year Charge-Offs to Average Loans	-0.23%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Beacon Business Bank, National Association San Francisco, CA	Click to Compare	Click to Compare	Click to Compare
Total Assets	169.20M
Total Deposits	140.02M

Capital and Reserves	Beacon Business Bank, National Association San Francisco, CA	Click to Compare	Click to Compare	Click to Compare
Capital	15.65M
Leverage Ratio	11.26
Loan Loss Reserves to Loans	1.42%
Risk-Based Capital Ratio	17.26

Liquidity	Beacon Business Bank, National Association San Francisco, CA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	18.53%
Liquidity Ratio	26.54%

Profitability	Beacon Business Bank, National Association San Francisco, CA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.45%
Net Income	-203.00K
Net Interest Spread	2.96%
Operating Profit to Average Assets	-0.47%
Overhead Efficiency Ratio	107.54%
Return on Assets	-0.47%
Return on Equity	-5.25%