C
Beacon Business Bank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
16.63
Leverage
Ratio
10.87
Return On
Assets
-0.03%
Total
Assets
176.33M
Capital
16.59M
Total
Deposits
146.52M
Net
Income
-43.00K
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Weiss Ratings Beacon Business Bank, National Association
San Francisco, CA 		Click to
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Rating C
Asset Quality Index 7.80
Capitalization Index 9.80
Liquidity Index 2.70
Profitability Index 1.20
Stability Index 5.10
Company Info Beacon Business Bank, National Association
San Francisco, CA 		Click to
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FDIC Number 25644
Phone Number (415) 543-3377
Website www.beaconbusinessbank.com/
Asset Quality Beacon Business Bank, National Association
San Francisco, CA 		Click to
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1-Year Asset Growth -2.15%
5-Year Asset Growth 2.77%
5-Year Charge-Offs to Average Loans -0.23%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Beacon Business Bank, National Association
San Francisco, CA 		Click to
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Total Assets 176.33M
Total Deposits 146.52M
Capital and Reserves Beacon Business Bank, National Association
San Francisco, CA 		Click to
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Capital 16.59M
Leverage Ratio 10.87
Loan Loss Reserves to Loans 1.33%
Risk-Based Capital Ratio 16.63
Liquidity Beacon Business Bank, National Association
San Francisco, CA 		Click to
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Hot Money Ratio 21.38%
Liquidity Ratio 28.28%
Profitability Beacon Business Bank, National Association
San Francisco, CA 		Click to
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5-Year Return on Average Assets 0.45%
Net Income -43.00K
Net Interest Spread 3.30%
Operating Profit to Average Assets -0.02%
Overhead Efficiency Ratio 99.52%
Return on Assets -0.03%
Return on Equity -0.36%