B
International Bank of Commerce
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings International Bank of Commerce
Brownsville, TX
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Rating B
Asset Quality Index 4.80
Capitalization Index 10.00
Liquidity Index 6.10
Profitability Index 9.00
Stability Index 7.90
Company Info International Bank of Commerce
Brownsville, TX
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FDIC Number 25679
Phone Number (956) 547-1000
Website www.ibc.com
Asset Quality International Bank of Commerce
Brownsville, TX
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1-Year Asset Growth 7.92%
5-Year Asset Growth 56.50%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 2.58%
Non-Performing Loans to Capital 15.13%
Non-Performing Loans to Loans 6.16%
Balance Sheet International Bank of Commerce
Brownsville, TX
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Total Assets 4.33B
Total Deposits 3.76B
Capital and Reserves International Bank of Commerce
Brownsville, TX
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Capital 501.44M
Leverage Ratio 13.71
Loan Loss Reserves to Loans 1.73%
Risk-Based Capital Ratio 28.16
Liquidity International Bank of Commerce
Brownsville, TX
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Hot Money Ratio 23.46%
Liquidity Ratio 67.23%
Profitability International Bank of Commerce
Brownsville, TX
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5-Year Return on Average Assets 2.15%
Net Income 45.64M
Net Interest Spread 3.41%
Operating Profit to Average Assets 2.66%
Overhead Efficiency Ratio 35.36%
Return on Assets 2.11%
Return on Equity 19.64%