B
International Bank of Commerce
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings International Bank of Commerce
Brownsville, TX
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Rating B
Asset Quality Index 4.80
Capitalization Index 10.00
Liquidity Index 6.00
Profitability Index 9.30
Stability Index 7.60
Company Info International Bank of Commerce
Brownsville, TX
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FDIC Number 25679
Phone Number (956) 547-1000
Website www.ibc.com
Asset Quality International Bank of Commerce
Brownsville, TX
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1-Year Asset Growth 6.71%
5-Year Asset Growth 46.00%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 2.53%
Non-Performing Loans to Capital 14.21%
Non-Performing Loans to Loans 6.17%
Balance Sheet International Bank of Commerce
Brownsville, TX
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Total Assets 4.39B
Total Deposits 3.78B
Capital and Reserves International Bank of Commerce
Brownsville, TX
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Capital 551.66M
Leverage Ratio 14.17
Loan Loss Reserves to Loans 1.93%
Risk-Based Capital Ratio 30.03
Liquidity International Bank of Commerce
Brownsville, TX
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Hot Money Ratio 26.07%
Liquidity Ratio 69.04%
Profitability International Bank of Commerce
Brownsville, TX
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5-Year Return on Average Assets 2.15%
Net Income 93.55M
Net Interest Spread 3.41%
Operating Profit to Average Assets 2.68%
Overhead Efficiency Ratio 35.25%
Return on Assets 2.13%
Return on Equity 18.89%