B
International Bank of Commerce
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings International Bank of Commerce
Brownsville, TX
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Rating B
Asset Quality Index 3.70
Capitalization Index 10.00
Liquidity Index 6.00
Profitability Index 8.70
Stability Index 7.60
Company Info International Bank of Commerce
Brownsville, TX
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FDIC Number 25679
Phone Number (956) 547-1000
Website www.ibc.com
Asset Quality International Bank of Commerce
Brownsville, TX
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1-Year Asset Growth 5.40%
5-Year Asset Growth 46.00%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 3.53%
Non-Performing Loans to Capital 20.32%
Non-Performing Loans to Loans 9.17%
Balance Sheet International Bank of Commerce
Brownsville, TX
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Total Assets 4.56B
Total Deposits 3.92B
Capital and Reserves International Bank of Commerce
Brownsville, TX
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Capital 579.20M
Leverage Ratio 14.46
Loan Loss Reserves to Loans 2.50%
Risk-Based Capital Ratio 29.98
Liquidity International Bank of Commerce
Brownsville, TX
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Hot Money Ratio 26.64%
Liquidity Ratio 69.38%
Profitability International Bank of Commerce
Brownsville, TX
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5-Year Return on Average Assets 2.20%
Net Income 38.95M
Net Interest Spread 3.25%
Operating Profit to Average Assets 2.15%
Overhead Efficiency Ratio 38.52%
Return on Assets 1.70%
Return on Equity 13.75%