C
The Bank of the West
ThomasOK
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Bank of the West
Thomas, OK
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Rating C
Asset Quality Index 6.60
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 9.50
Stability Index 4.30
Company Info The Bank of the West
Thomas, OK
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FDIC Number 25703
Phone Number (580) 661-3541
Website www.thebankofthewest.com
Asset Quality The Bank of the West
Thomas, OK
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1-Year Asset Growth 3.41%
5-Year Asset Growth 0.98%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 2.94%
Non-Performing Loans to Loans 0.53%
Balance Sheet The Bank of the West
Thomas, OK
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Total Assets 177.70M
Total Deposits 154.61M
Capital and Reserves The Bank of the West
Thomas, OK
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Capital 21.72M
Leverage Ratio 12.40
Loan Loss Reserves to Loans 1.76%
Risk-Based Capital Ratio 15.21
Liquidity The Bank of the West
Thomas, OK
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Hot Money Ratio 36.21%
Liquidity Ratio 25.49%
Profitability The Bank of the West
Thomas, OK
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5-Year Return on Average Assets 2.22%
Net Income 2.09M
Net Interest Spread 5.00%
Operating Profit to Average Assets 2.41%
Overhead Efficiency Ratio 52.81%
Return on Assets 2.41%
Return on Equity 19.31%