D
Murphy Bank
FresnoCA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Murphy Bank
Fresno, CA
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Rating D
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 8.60
Stability Index 3.70
Company Info Murphy Bank
Fresno, CA
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FDIC Number 25726
Phone Number (559) 225-0225
Website www.murphybank.com
Asset Quality Murphy Bank
Fresno, CA
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1-Year Asset Growth -1.02%
5-Year Asset Growth 3.18%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 2.14%
Non-Performing Loans to Loans 0.32%
Balance Sheet Murphy Bank
Fresno, CA
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Total Assets 360.84M
Total Deposits 296.49M
Capital and Reserves Murphy Bank
Fresno, CA
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Capital 53.02M
Leverage Ratio 14.81
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio --
Liquidity Murphy Bank
Fresno, CA
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Hot Money Ratio 70.36%
Liquidity Ratio 12.48%
Profitability Murphy Bank
Fresno, CA
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5-Year Return on Average Assets 2.14%
Net Income 5.33M
Net Interest Spread 4.53%
Operating Profit to Average Assets 2.07%
Overhead Efficiency Ratio 51.53%
Return on Assets 1.99%
Return on Equity 13.74%