| Weiss Ratings |
Peoples Bank & Trust
Buford, GA |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 5.70 | |||
| Company Info |
Peoples Bank & Trust
Buford, GA |
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| FDIC Number | 25795 | |||
| Phone Number | (770) 932-1900 | |||
| Website | www.peoplesbanktrust.com | |||
| Asset Quality |
Peoples Bank & Trust
Buford, GA |
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| 1-Year Asset Growth | 1.66% | |||
| 5-Year Asset Growth | 8.12% | |||
| 5-Year Charge-Offs to Average Loans | -0.09% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 0.71% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| Balance Sheet |
Peoples Bank & Trust
Buford, GA |
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| Total Assets | 563.26M | |||
| Total Deposits | 504.95M | |||
| Capital and Reserves |
Peoples Bank & Trust
Buford, GA |
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| Capital | 53.98M | |||
| Leverage Ratio | 10.81 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Peoples Bank & Trust
Buford, GA |
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| Hot Money Ratio | 31.47% | |||
| Liquidity Ratio | 19.82% | |||
| Profitability |
Peoples Bank & Trust
Buford, GA |
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| 5-Year Return on Average Assets | 1.04% | |||
| Net Income | 3.99M | |||
| Net Interest Spread | 3.93% | |||
| Operating Profit to Average Assets | 1.77% | |||
| Overhead Efficiency Ratio | 46.08% | |||
| Return on Assets | 1.42% | |||
| Return on Equity | 15.63% | |||