| Weiss Ratings |
Peoples Bank & Trust
Buford, GA |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 5.70 | |||
| Company Info |
Peoples Bank & Trust
Buford, GA |
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| FDIC Number | 25795 | |||
| Phone Number | (770) 932-1900 | |||
| Website | www.peoplesbanktrust.com | |||
| Asset Quality |
Peoples Bank & Trust
Buford, GA |
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| 1-Year Asset Growth | 4.24% | |||
| 5-Year Asset Growth | 8.12% | |||
| 5-Year Charge-Offs to Average Loans | -0.06% | |||
| Charge-Offs to Average Loans | -0.22% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 1.95% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
Peoples Bank & Trust
Buford, GA |
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| Total Assets | 547.83M | |||
| Total Deposits | 494.82M | |||
| Capital and Reserves |
Peoples Bank & Trust
Buford, GA |
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| Capital | 49.34M | |||
| Leverage Ratio | 10.66 | |||
| Loan Loss Reserves to Loans | 1.20% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Peoples Bank & Trust
Buford, GA |
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| Hot Money Ratio | 30.73% | |||
| Liquidity Ratio | 22.32% | |||
| Profitability |
Peoples Bank & Trust
Buford, GA |
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| 5-Year Return on Average Assets | 1.01% | |||
| Net Income | 6.88M | |||
| Net Interest Spread | 3.67% | |||
| Operating Profit to Average Assets | 1.59% | |||
| Overhead Efficiency Ratio | 53.48% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 15.11% | |||