D
Community Bank & Trust - West Georgia
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community Bank & Trust - West Georgia
LaGrange, GA
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 0.30
Capitalization Index 5.90
Liquidity Index 0.20
Profitability Index 2.30
Stability Index 0.90
Company Info Community Bank & Trust - West Georgia
LaGrange, GA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 25796
Phone Number (706) 884-7999
Website www.redapplebank.com
Asset Quality Community Bank & Trust - West Georgia
LaGrange, GA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 59.13%
5-Year Asset Growth 38.67%
5-Year Charge-Offs to Average Loans 0.76%
Charge-Offs to Average Loans 2.81%
Non-Performing Assets to Assets 6.54%
Non-Performing Loans to Capital 70.37%
Non-Performing Loans to Loans 11.91%
Balance Sheet Community Bank & Trust - West Georgia
LaGrange, GA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 236.09M
Total Deposits 201.01M
Capital and Reserves Community Bank & Trust - West Georgia
LaGrange, GA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 12.67M
Leverage Ratio 7.88
Loan Loss Reserves to Loans 3.96%
Risk-Based Capital Ratio 10.68
Liquidity Community Bank & Trust - West Georgia
LaGrange, GA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 50.75%
Liquidity Ratio 13.92%
Profitability Community Bank & Trust - West Georgia
LaGrange, GA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.60%
Net Income 12.00K
Net Interest Spread 4.71%
Operating Profit to Average Assets 0.03%
Overhead Efficiency Ratio 79.20%
Return on Assets 0.02%
Return on Equity 0.41%