Midwest Independent BankersBank

Jefferson City, MO

Rating Date

October 2025

Risk Based
Capital Ratio

Leverage
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Weiss Ratings	Midwest Independent BankersBank Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	8.30
Capitalization Index	10.00
Liquidity Index	1.10
Profitability Index	8.60
Stability Index	4.30

Company Info	Midwest Independent BankersBank Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
FDIC Number	25849
Phone Number	(573) 636-9555
Website	www.mibanc.com

Asset Quality	Midwest Independent BankersBank Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	8.96%
5-Year Asset Growth	3.38%
5-Year Charge-Offs to Average Loans	-0.10%
Charge-Offs to Average Loans	-0.04%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Midwest Independent BankersBank Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
Total Assets	345.45M
Total Deposits	268.83M

Capital and Reserves	Midwest Independent BankersBank Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
Capital	48.88M
Leverage Ratio	14.33
Loan Loss Reserves to Loans	1.79%
Risk-Based Capital Ratio	16.12

Liquidity	Midwest Independent BankersBank Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.56%
Liquidity Ratio	24.23%

Profitability	Midwest Independent BankersBank Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.19%
Net Income	4.54M
Net Interest Spread	3.70%
Operating Profit to Average Assets	2.29%
Overhead Efficiency Ratio	60.37%
Return on Assets	1.79%
Return on Equity	13.07%