Midwest Independent BankersBank

Jefferson City, MO

Rating Date

August 2026

Risk Based
Capital Ratio

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Weiss Ratings	Midwest Independent BankersBank Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	8.30
Capitalization Index	10.00
Liquidity Index	1.60
Profitability Index	7.10
Stability Index	5.00

Company Info	Midwest Independent BankersBank Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
FDIC Number	25849
Phone Number	(573) 636-9555
Website	www.mibanc.com

Asset Quality	Midwest Independent BankersBank Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-0.86%
5-Year Asset Growth	5.18%
5-Year Charge-Offs to Average Loans	-0.09%
Charge-Offs to Average Loans	-0.07%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Midwest Independent BankersBank Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
Total Assets	341.43M
Total Deposits	259.44M

Capital and Reserves	Midwest Independent BankersBank Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
Capital	50.93M
Leverage Ratio	15.26
Loan Loss Reserves to Loans	1.94%
Risk-Based Capital Ratio	17.68

Liquidity	Midwest Independent BankersBank Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.58%
Liquidity Ratio	28.30%

Profitability	Midwest Independent BankersBank Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.33%
Net Income	2.40M
Net Interest Spread	4.01%
Operating Profit to Average Assets	1.93%
Overhead Efficiency Ratio	68.24%
Return on Assets	1.42%
Return on Equity	9.63%