D
Metropolitan Bank
Oakland,  CA
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Metropolitan Bank
Oakland, CA
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Rating D
Asset Quality Index 6.10
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 4.10
Stability Index 3.70
Company Info Metropolitan Bank
Oakland, CA
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FDIC Number 25869
Phone Number (510) 463-5624
Website www.met.bank
Asset Quality Metropolitan Bank
Oakland, CA
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1-Year Asset Growth -5.52%
5-Year Asset Growth 4.53%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.40%
Non-Performing Loans to Capital 0.33%
Non-Performing Loans to Loans 0.12%
Balance Sheet Metropolitan Bank
Oakland, CA
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Total Assets 230.24M
Total Deposits 194.67M
Capital and Reserves Metropolitan Bank
Oakland, CA
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Capital 30.19M
Leverage Ratio 13.09
Loan Loss Reserves to Loans 1.68%
Risk-Based Capital Ratio --
Liquidity Metropolitan Bank
Oakland, CA
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Hot Money Ratio 47.91%
Liquidity Ratio 14.69%
Profitability Metropolitan Bank
Oakland, CA
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5-Year Return on Average Assets 0.85%
Net Income 746.00K
Net Interest Spread 3.77%
Operating Profit to Average Assets 0.91%
Overhead Efficiency Ratio 76.80%
Return on Assets 0.64%
Return on Equity 4.96%