D
Metropolitan Bank
OaklandCA
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Metropolitan Bank
Oakland, CA
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Rating D
Asset Quality Index 4.70
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 3.70
Stability Index 3.70
Company Info Metropolitan Bank
Oakland, CA
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FDIC Number 25869
Phone Number (510) 463-5624
Website www.met.bank
Asset Quality Metropolitan Bank
Oakland, CA
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1-Year Asset Growth -1.04%
5-Year Asset Growth 4.53%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 1.59%
Non-Performing Loans to Capital 9.94%
Non-Performing Loans to Loans 0.12%
Balance Sheet Metropolitan Bank
Oakland, CA
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Total Assets 234.25M
Total Deposits 195.83M
Capital and Reserves Metropolitan Bank
Oakland, CA
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Capital 29.91M
Leverage Ratio 12.63
Loan Loss Reserves to Loans 1.70%
Risk-Based Capital Ratio --
Liquidity Metropolitan Bank
Oakland, CA
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Hot Money Ratio 46.80%
Liquidity Ratio 18.29%
Profitability Metropolitan Bank
Oakland, CA
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5-Year Return on Average Assets 0.86%
Net Income 1.54M
Net Interest Spread 3.68%
Operating Profit to Average Assets 0.91%
Overhead Efficiency Ratio 75.42%
Return on Assets 0.64%
Return on Equity 5.27%