B
Rio Bank
McAllenTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Rio Bank
McAllen, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.00
Capitalization Index 7.90
Liquidity Index 4.20
Profitability Index 2.70
Stability Index 7.60
Company Info Rio Bank
McAllen, TX
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 25886
Phone Number (956) 631-7890
Website www.rio.bank
Asset Quality Rio Bank
McAllen, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 51.90%
5-Year Asset Growth 14.70%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 3.05%
Non-Performing Loans to Loans 0.60%
Balance Sheet Rio Bank
McAllen, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.42B
Total Deposits 1.19B
Capital and Reserves Rio Bank
McAllen, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 148.36M
Leverage Ratio 9.59
Loan Loss Reserves to Loans 0.84%
Risk-Based Capital Ratio 14.28
Liquidity Rio Bank
McAllen, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 6.88%
Liquidity Ratio 28.99%
Profitability Rio Bank
McAllen, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.85%
Net Income 5.15M
Net Interest Spread 3.98%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 81.50%
Return on Assets 0.58%
Return on Equity 6.11%