B
Rio Bank
McAllen,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Rio Bank
McAllen, TX
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Rating B
Asset Quality Index 7.30
Capitalization Index 8.60
Liquidity Index 4.10
Profitability Index 4.70
Stability Index 7.10
Company Info Rio Bank
McAllen, TX
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FDIC Number 25886
Phone Number (956) 631-7890
Website www.rio.bank
Asset Quality Rio Bank
McAllen, TX
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1-Year Asset Growth 1.25%
5-Year Asset Growth 21.73%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.41%
Non-Performing Loans to Capital 3.00%
Non-Performing Loans to Loans 0.53%
Balance Sheet Rio Bank
McAllen, TX
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Total Assets 1.42B
Total Deposits 1.19B
Capital and Reserves Rio Bank
McAllen, TX
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Capital 150.73M
Leverage Ratio 10.03
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio 14.87
Liquidity Rio Bank
McAllen, TX
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Hot Money Ratio 6.48%
Liquidity Ratio 25.22%
Profitability Rio Bank
McAllen, TX
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5-Year Return on Average Assets 0.81%
Net Income 6.43M
Net Interest Spread 4.31%
Operating Profit to Average Assets 1.16%
Overhead Efficiency Ratio 74.14%
Return on Assets 0.92%
Return on Equity 8.55%