B
Rio Bank
McAllenTX
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Rio Bank
McAllen, TX
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Rating B
Asset Quality Index 7.80
Capitalization Index 7.90
Liquidity Index 4.00
Profitability Index 2.40
Stability Index 7.80
Company Info Rio Bank
McAllen, TX
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FDIC Number 25886
Phone Number (956) 631-7890
Website www.rio.bank
Asset Quality Rio Bank
McAllen, TX
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1-Year Asset Growth 47.42%
5-Year Asset Growth 21.73%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 3.37%
Non-Performing Loans to Loans 0.64%
Balance Sheet Rio Bank
McAllen, TX
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Total Assets 1.39B
Total Deposits 1.16B
Capital and Reserves Rio Bank
McAllen, TX
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Capital 149.76M
Leverage Ratio 9.58
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio 15.09
Liquidity Rio Bank
McAllen, TX
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Hot Money Ratio 5.96%
Liquidity Ratio 27.27%
Profitability Rio Bank
McAllen, TX
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5-Year Return on Average Assets 0.85%
Net Income 6.68M
Net Interest Spread 4.05%
Operating Profit to Average Assets 0.68%
Overhead Efficiency Ratio 82.86%
Return on Assets 0.54%
Return on Equity 5.49%