| Weiss Ratings |
First National Bank
Oldham, SD |
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| Rating | ||||
| Asset Quality Index | 4.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 8.60 | |||
| Stability Index | 4.30 | |||
| Company Info |
First National Bank
Oldham, SD |
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| FDIC Number | 25894 | |||
| Phone Number | (605) 482-8293 | |||
| Website | www.firstnationalbanks.bank | |||
| Asset Quality |
First National Bank
Oldham, SD |
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| 1-Year Asset Growth | 2.36% | |||
| 5-Year Asset Growth | 5.18% | |||
| 5-Year Charge-Offs to Average Loans | 5.30% | |||
| Charge-Offs to Average Loans | 6.15% | |||
| Non-Performing Assets to Assets | 2.26% | |||
| Non-Performing Loans to Capital | 8.88% | |||
| Non-Performing Loans to Loans | 2.71% | |||
| Balance Sheet |
First National Bank
Oldham, SD |
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| Total Assets | 462.47M | |||
| Total Deposits | 380.70M | |||
| Capital and Reserves |
First National Bank
Oldham, SD |
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| Capital | 70.73M | |||
| Leverage Ratio | 16.16 | |||
| Loan Loss Reserves to Loans | 6.87% | |||
| Risk-Based Capital Ratio | 20.73 | |||
| Liquidity |
First National Bank
Oldham, SD |
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| Hot Money Ratio | 22.82% | |||
| Liquidity Ratio | 12.55% | |||
| Profitability |
First National Bank
Oldham, SD |
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| 5-Year Return on Average Assets | 1.46% | |||
| Net Income | 9.49M | |||
| Net Interest Spread | 8.07% | |||
| Operating Profit to Average Assets | 2.53% | |||
| Overhead Efficiency Ratio | 42.35% | |||
| Return on Assets | 2.05% | |||
| Return on Equity | 14.52% | |||