| Weiss Ratings |
First National Bank
Oldham, SD |
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| Rating | ||||
| Asset Quality Index | 3.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 8.60 | |||
| Stability Index | 7.40 | |||
| Company Info |
First National Bank
Oldham, SD |
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| FDIC Number | 25894 | |||
| Phone Number | (605) 482-8293 | |||
| Website | www.firstnationalbanks.bank | |||
| Asset Quality |
First National Bank
Oldham, SD |
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| 1-Year Asset Growth | 1.57% | |||
| 5-Year Asset Growth | 7.90% | |||
| 5-Year Charge-Offs to Average Loans | 5.30% | |||
| Charge-Offs to Average Loans | 6.47% | |||
| Non-Performing Assets to Assets | 2.58% | |||
| Non-Performing Loans to Capital | 10.20% | |||
| Non-Performing Loans to Loans | 3.10% | |||
| Balance Sheet |
First National Bank
Oldham, SD |
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| Total Assets | 452.07M | |||
| Total Deposits | 373.35M | |||
| Capital and Reserves |
First National Bank
Oldham, SD |
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| Capital | 68.43M | |||
| Leverage Ratio | 15.79 | |||
| Loan Loss Reserves to Loans | 7.15% | |||
| Risk-Based Capital Ratio | 20.59 | |||
| Liquidity |
First National Bank
Oldham, SD |
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| Hot Money Ratio | 22.12% | |||
| Liquidity Ratio | 12.26% | |||
| Profitability |
First National Bank
Oldham, SD |
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| 5-Year Return on Average Assets | 1.46% | |||
| Net Income | 7.26M | |||
| Net Interest Spread | 8.09% | |||
| Operating Profit to Average Assets | 2.54% | |||
| Overhead Efficiency Ratio | 41.90% | |||
| Return on Assets | 2.09% | |||
| Return on Equity | 15.15% | |||