| Weiss Ratings |
First National Bank
Oldham, SD |
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| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 9.20 | |||
| Stability Index | 3.70 | |||
| Company Info |
First National Bank
Oldham, SD |
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| FDIC Number | 25894 | |||
| Phone Number | (605) 482-8293 | |||
| Website | www.firstnationalbanks.bank | |||
| Asset Quality |
First National Bank
Oldham, SD |
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| 1-Year Asset Growth | 6.31% | |||
| 5-Year Asset Growth | 5.18% | |||
| 5-Year Charge-Offs to Average Loans | 5.88% | |||
| Charge-Offs to Average Loans | 4.66% | |||
| Non-Performing Assets to Assets | 3.02% | |||
| Non-Performing Loans to Capital | 9.29% | |||
| Non-Performing Loans to Loans | 3.72% | |||
| Balance Sheet |
First National Bank
Oldham, SD |
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| Total Assets | 477.82M | |||
| Total Deposits | 380.14M | |||
| Capital and Reserves |
First National Bank
Oldham, SD |
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| Capital | 86.54M | |||
| Leverage Ratio | 18.41 | |||
| Loan Loss Reserves to Loans | 6.27% | |||
| Risk-Based Capital Ratio | 24.12 | |||
| Liquidity |
First National Bank
Oldham, SD |
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| Hot Money Ratio | 21.72% | |||
| Liquidity Ratio | 14.64% | |||
| Profitability |
First National Bank
Oldham, SD |
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| 5-Year Return on Average Assets | 1.65% | |||
| Net Income | 5.17M | |||
| Net Interest Spread | 7.63% | |||
| Operating Profit to Average Assets | 2.78% | |||
| Overhead Efficiency Ratio | 45.73% | |||
| Return on Assets | 2.12% | |||
| Return on Equity | 12.66% | |||