C
Millbury National Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Millbury National Bank
Millbury, MA
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Rating C
Asset Quality Index 3.70
Capitalization Index 7.30
Liquidity Index 1.00
Profitability Index 4.40
Stability Index 5.20
Company Info Millbury National Bank
Millbury, MA
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FDIC Number 2616
Phone Number (508) 865-9521
Website www.mnbonline.com
Asset Quality Millbury National Bank
Millbury, MA
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1-Year Asset Growth 4.90%
5-Year Asset Growth 8.10%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 2.01%
Non-Performing Loans to Capital 20.75%
Non-Performing Loans to Loans 2.60%
Balance Sheet Millbury National Bank
Millbury, MA
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Total Assets 139.41M
Total Deposits 112.53M
Capital and Reserves Millbury National Bank
Millbury, MA
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Capital 12.96M
Leverage Ratio 9.22
Loan Loss Reserves to Loans 0.57%
Risk-Based Capital Ratio 14.24
Liquidity Millbury National Bank
Millbury, MA
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Hot Money Ratio 34.92%
Liquidity Ratio 9.29%
Profitability Millbury National Bank
Millbury, MA
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5-Year Return on Average Assets 0.46%
Net Income 955.00K
Net Interest Spread 4.51%
Operating Profit to Average Assets 0.98%
Overhead Efficiency Ratio 77.12%
Return on Assets 0.71%
Return on Equity 7.89%