C
Millbury National Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Millbury National Bank
Millbury, MA
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Rating C
Asset Quality Index 5.00
Capitalization Index 7.80
Liquidity Index 0.80
Profitability Index 4.70
Stability Index 4.30
Company Info Millbury National Bank
Millbury, MA
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FDIC Number 2616
Phone Number (508) 865-9521
Website www.mnbonline.com
Asset Quality Millbury National Bank
Millbury, MA
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1-Year Asset Growth 8.01%
5-Year Asset Growth 8.10%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 3.52%
Non-Performing Loans to Loans 0.20%
Balance Sheet Millbury National Bank
Millbury, MA
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Total Assets 146.51M
Total Deposits 123.41M
Capital and Reserves Millbury National Bank
Millbury, MA
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Capital 13.40M
Leverage Ratio 9.51
Loan Loss Reserves to Loans 0.53%
Risk-Based Capital Ratio 13.81
Liquidity Millbury National Bank
Millbury, MA
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Hot Money Ratio 36.73%
Liquidity Ratio 10.43%
Profitability Millbury National Bank
Millbury, MA
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5-Year Return on Average Assets 0.52%
Net Income 603.00K
Net Interest Spread 4.86%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 70.17%
Return on Assets 0.86%
Return on Equity 9.18%