C
Millbury National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Millbury National Bank
Millbury, MA
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Rating C
Asset Quality Index 6.00
Capitalization Index 7.40
Liquidity Index 1.20
Profitability Index 3.70
Stability Index 5.10
Company Info Millbury National Bank
Millbury, MA
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FDIC Number 2616
Phone Number (508) 865-9521
Website www.mnbonline.com
Asset Quality Millbury National Bank
Millbury, MA
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1-Year Asset Growth 5.56%
5-Year Asset Growth 6.44%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.36%
Non-Performing Loans to Capital 14.41%
Non-Performing Loans to Loans 1.78%
Balance Sheet Millbury National Bank
Millbury, MA
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Total Assets 139.99M
Total Deposits 113.86M
Capital and Reserves Millbury National Bank
Millbury, MA
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Capital 12.44M
Leverage Ratio 9.27
Loan Loss Reserves to Loans 0.58%
Risk-Based Capital Ratio 14.32
Liquidity Millbury National Bank
Millbury, MA
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Hot Money Ratio 35.81%
Liquidity Ratio 9.98%
Profitability Millbury National Bank
Millbury, MA
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5-Year Return on Average Assets 0.46%
Net Income 610.00K
Net Interest Spread 4.43%
Operating Profit to Average Assets 0.85%
Overhead Efficiency Ratio 79.72%
Return on Assets 0.61%
Return on Equity 6.84%