Texas National Bank of Jacksonville
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Good (5.3) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 17.4 and a capital leverage ratio of 11.0. A current level of 1.4 percent of nonperforming loans to core capital combined with 1.2 percent from a year earlier contributes to the Good asset quality (7.0).
Asset Mix:
Home mtgs (31%), comm re (28%), cash (15%), comm loans (10%), consumer loans (4%), securities (3%), other (10%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Texas National Bancorporation
Investment Rating
--
Address
300 Neches Street
Jacksonville, TX 75766
Jacksonville, TX 75766
Phone Number
(903) 586-0931
Year Founded
1985
FDIC Number
Website
Largest Affiliates
No affiliate information available.