Texas National Bank of Jacksonville
Major Rating Factors:
A current level of 10.8 percent of nonperforming loans to core capital combined with 4.9 percent from a year earlier contributes to the Fair asset quality (5.0). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 18.0 and a capital leverage ratio of 11.1. Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Good (5.4) profitability.
Asset Mix:
Home mtgs (31%), comm re (28%), cash (16%), comm loans (10%), consumer loans (3%), securities (2%), other (10%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Texas National Bancorporation
Investment Rating
--
Address
300 Neches Street
Jacksonville, TX 75766
Jacksonville, TX 75766
Phone Number
(903) 586-0931
Year Founded
1985
FDIC Number
Website
Largest Affiliates
No affiliate information available.