C
Charter West Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
9.17
Return On
Assets
1.35%
Total
Assets
509.26M
Capital
44.15M
Total
Deposits
439.38M
Net
Income
3.27M
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Weiss Ratings Charter West Bank
West Point, NE 		Click to
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Rating C
Asset Quality Index 6.90
Capitalization Index 7.30
Liquidity Index 0.70
Profitability Index 5.40
Stability Index 4.30
Company Info Charter West Bank
West Point, NE 		Click to
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FDIC Number 26185
Phone Number (402) 372-5147
Website www.charterwest.com
Asset Quality Charter West Bank
West Point, NE 		Click to
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1-Year Asset Growth 9.81%
5-Year Asset Growth 12.42%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 2.33%
Non-Performing Loans to Loans 0.29%
Balance Sheet Charter West Bank
West Point, NE 		Click to
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Total Assets 509.26M
Total Deposits 439.38M
Capital and Reserves Charter West Bank
West Point, NE 		Click to
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Capital 44.15M
Leverage Ratio 9.17
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio --
Liquidity Charter West Bank
West Point, NE 		Click to
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Hot Money Ratio 22.78%
Liquidity Ratio 9.51%
Profitability Charter West Bank
West Point, NE 		Click to
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5-Year Return on Average Assets 1.65%
Net Income 3.27M
Net Interest Spread 4.05%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 78.55%
Return on Assets 1.35%
Return on Equity 15.44%