Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Good asset quality (6.8).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 17.1. Operating profits as a percentage of assets at 7.9%, coupled with a return on assets of 7.9 has resulted in Excellent (10.0) profitability.
Asset Mix:
Consumer loans (36%), cash (19%), comm loans (11%), securities (1%), other (32%)
States with Branches:
PA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Drexel Morgan & Co.
Investment Rating
--
Address
Three Radnor Corporate Center
Radnor, PA 19087
Radnor, PA 19087
Phone Number
(610) 995-8700
Year Founded
1985
FDIC Number
Website
Largest Affiliates
No affiliate information available.