Citizens Bank
| Weiss Ratings |
Citizens Bank
Mount Vernon, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 5.90 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 3.70 | |||
| Company Info |
Citizens Bank
Mount Vernon, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 262 | |||
| Phone Number | (606) 256-2500 | |||
| Website | www.citizensbankrb.com | |||
| Asset Quality |
Citizens Bank
Mount Vernon, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 4.40% | |||
| 5-Year Asset Growth | 14.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 1.11% | |||
| Non-Performing Loans to Capital | 12.63% | |||
| Non-Performing Loans to Loans | 1.29% | |||
| Balance Sheet |
Citizens Bank
Mount Vernon, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 246.26M | |||
| Total Deposits | 212.97M | |||
| Capital and Reserves |
Citizens Bank
Mount Vernon, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 19.47M | |||
| Leverage Ratio | 7.88 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Risk-Based Capital Ratio | 12.39 | |||
| Liquidity |
Citizens Bank
Mount Vernon, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 33.51% | |||
| Liquidity Ratio | 7.82% | |||
| Profitability |
Citizens Bank
Mount Vernon, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.17% | |||
| Net Income | 2.45M | |||
| Net Interest Spread | 3.97% | |||
| Operating Profit to Average Assets | 1.33% | |||
| Overhead Efficiency Ratio | 66.84% | |||
| Return on Assets | 1.33% | |||
| Return on Equity | 17.64% | |||