Citizens Bank
| Weiss Ratings |
Citizens Bank
Mount Vernon, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.40 | |||
| Capitalization Index | 5.70 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 3.70 | |||
| Company Info |
Citizens Bank
Mount Vernon, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 262 | |||
| Phone Number | (606) 256-2500 | |||
| Website | www.citizensbankrb.com | |||
| Asset Quality |
Citizens Bank
Mount Vernon, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 13.56% | |||
| 5-Year Asset Growth | 14.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.98% | |||
| Non-Performing Loans to Capital | 10.40% | |||
| Non-Performing Loans to Loans | 1.06% | |||
| Balance Sheet |
Citizens Bank
Mount Vernon, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 242.74M | |||
| Total Deposits | 212.17M | |||
| Capital and Reserves |
Citizens Bank
Mount Vernon, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 18.79M | |||
| Leverage Ratio | 7.74 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Risk-Based Capital Ratio | 12.21 | |||
| Liquidity |
Citizens Bank
Mount Vernon, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 32.77% | |||
| Liquidity Ratio | 9.66% | |||
| Profitability |
Citizens Bank
Mount Vernon, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.17% | |||
| Net Income | 1.61M | |||
| Net Interest Spread | 3.92% | |||
| Operating Profit to Average Assets | 1.31% | |||
| Overhead Efficiency Ratio | 66.97% | |||
| Return on Assets | 1.31% | |||
| Return on Equity | 17.64% | |||