C
Golden Bank, National Association
Houston,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Golden Bank, National Association
Houston, TX
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Rating C
Asset Quality Index 4.00
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 8.60
Stability Index 3.70
Company Info Golden Bank, National Association
Houston, TX
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FDIC Number 26223
Phone Number (713) 777-3838
Website www.goldenbank-na.com
Asset Quality Golden Bank, National Association
Houston, TX
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1-Year Asset Growth 4.50%
5-Year Asset Growth 18.53%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 1.70%
Non-Performing Loans to Capital 10.56%
Non-Performing Loans to Loans 2.50%
Balance Sheet Golden Bank, National Association
Houston, TX
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Total Assets 2.28B
Total Deposits 1.91B
Capital and Reserves Golden Bank, National Association
Houston, TX
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Capital 308.76M
Leverage Ratio 13.74
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio 16.85
Liquidity Golden Bank, National Association
Houston, TX
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Hot Money Ratio 54.81%
Liquidity Ratio 15.75%
Profitability Golden Bank, National Association
Houston, TX
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5-Year Return on Average Assets 1.74%
Net Income 17.92M
Net Interest Spread 3.72%
Operating Profit to Average Assets 2.09%
Overhead Efficiency Ratio 41.94%
Return on Assets 1.59%
Return on Equity 11.97%