C
Golden Bank, National Association
HoustonTX
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Golden Bank, National Association
Houston, TX
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Rating C
Asset Quality Index 4.80
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 8.50
Stability Index 3.70
Company Info Golden Bank, National Association
Houston, TX
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FDIC Number 26223
Phone Number (713) 777-3838
Website www.goldenbank-na.com
Asset Quality Golden Bank, National Association
Houston, TX
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1-Year Asset Growth 14.15%
5-Year Asset Growth 19.23%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.75%
Non-Performing Loans to Capital 5.58%
Non-Performing Loans to Loans 1.56%
Balance Sheet Golden Bank, National Association
Houston, TX
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Total Assets 2.13B
Total Deposits 1.79B
Capital and Reserves Golden Bank, National Association
Houston, TX
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Capital 263.14M
Leverage Ratio 12.98
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio 16.06
Liquidity Golden Bank, National Association
Houston, TX
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Hot Money Ratio 53.21%
Liquidity Ratio 18.00%
Profitability Golden Bank, National Association
Houston, TX
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5-Year Return on Average Assets 1.70%
Net Income 7.51M
Net Interest Spread 3.63%
Operating Profit to Average Assets 1.93%
Overhead Efficiency Ratio 44.97%
Return on Assets 1.46%
Return on Equity 11.59%