| Weiss Ratings |
Home Bank of California
San Diego, CA |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 6.90 | |||
| Stability Index | 3.70 | |||
| Company Info |
Home Bank of California
San Diego, CA |
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| FDIC Number | 26271 | |||
| Phone Number | (858) 270-5881 | |||
| Website | www.hbc.bank | |||
| Asset Quality |
Home Bank of California
San Diego, CA |
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| 1-Year Asset Growth | 8.27% | |||
| 5-Year Asset Growth | 7.07% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Home Bank of California
San Diego, CA |
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| Total Assets | 253.79M | |||
| Total Deposits | 204.58M | |||
| Capital and Reserves |
Home Bank of California
San Diego, CA |
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| Capital | 29.68M | |||
| Leverage Ratio | 11.93 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Home Bank of California
San Diego, CA |
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| Hot Money Ratio | 62.94% | |||
| Liquidity Ratio | 9.02% | |||
| Profitability |
Home Bank of California
San Diego, CA |
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| 5-Year Return on Average Assets | 2.05% | |||
| Net Income | 903.00K | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 1.51% | |||
| Overhead Efficiency Ratio | 62.62% | |||
| Return on Assets | 1.45% | |||
| Return on Equity | 12.24% | |||