| Weiss Ratings |
Home Bank of California
San Diego, CA |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 8.90 | |||
| Stability Index | 3.70 | |||
| Company Info |
Home Bank of California
San Diego, CA |
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| FDIC Number | 26271 | |||
| Phone Number | (858) 270-5881 | |||
| Website | www.hbc.bank | |||
| Asset Quality |
Home Bank of California
San Diego, CA |
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| 1-Year Asset Growth | 2.77% | |||
| 5-Year Asset Growth | 4.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Home Bank of California
San Diego, CA |
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| Total Assets | 246.73M | |||
| Total Deposits | 195.65M | |||
| Capital and Reserves |
Home Bank of California
San Diego, CA |
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| Capital | 31.12M | |||
| Leverage Ratio | 12.53 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Home Bank of California
San Diego, CA |
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| Hot Money Ratio | 65.08% | |||
| Liquidity Ratio | 7.85% | |||
| Profitability |
Home Bank of California
San Diego, CA |
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| 5-Year Return on Average Assets | 2.05% | |||
| Net Income | 5.57M | |||
| Net Interest Spread | 4.23% | |||
| Operating Profit to Average Assets | 2.31% | |||
| Overhead Efficiency Ratio | 46.39% | |||
| Return on Assets | 2.23% | |||
| Return on Equity | 18.25% | |||