C
Florida Capital Bank, N.A.
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
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Return On
Assets
Total
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Capital
Total
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Net
Income
Weiss Ratings Florida Capital Bank, N.A.
Jacksonville, FL
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Rating C
Asset Quality Index 7.90
Capitalization Index 8.70
Liquidity Index 2.40
Profitability Index 5.40
Stability Index 7.80
Company Info Florida Capital Bank, N.A.
Jacksonville, FL
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FDIC Number 26323
Phone Number (904) 407-4740
Website www.floridacapitalbank.com
Asset Quality Florida Capital Bank, N.A.
Jacksonville, FL
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1-Year Asset Growth 15.87%
5-Year Asset Growth 6.02%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 0.85%
Non-Performing Loans to Loans 0.28%
Balance Sheet Florida Capital Bank, N.A.
Jacksonville, FL
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Total Assets 647.72M
Total Deposits 577.60M
Capital and Reserves Florida Capital Bank, N.A.
Jacksonville, FL
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Capital 65.94M
Leverage Ratio 10.12
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio 16.15
Liquidity Florida Capital Bank, N.A.
Jacksonville, FL
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Hot Money Ratio 3.83%
Liquidity Ratio 22.51%
Profitability Florida Capital Bank, N.A.
Jacksonville, FL
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5-Year Return on Average Assets 1.13%
Net Income 5.58M
Net Interest Spread 3.73%
Operating Profit to Average Assets 1.45%
Overhead Efficiency Ratio 70.70%
Return on Assets 1.11%
Return on Equity 11.75%