| Weiss Ratings |
Genesee Regional Bank
Rochester, NY |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 6.30 | |||
| Company Info |
Genesee Regional Bank
Rochester, NY |
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| FDIC Number | 26333 | |||
| Phone Number | (585) 249-1540 | |||
| Website | www.grbbank.com | |||
| Asset Quality |
Genesee Regional Bank
Rochester, NY |
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| 1-Year Asset Growth | 2.13% | |||
| 5-Year Asset Growth | 14.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.63% | |||
| Non-Performing Loans to Capital | 4.08% | |||
| Non-Performing Loans to Loans | 0.95% | |||
| Balance Sheet |
Genesee Regional Bank
Rochester, NY |
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| Total Assets | 1.31B | |||
| Total Deposits | 1.08B | |||
| Capital and Reserves |
Genesee Regional Bank
Rochester, NY |
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| Capital | 125.00M | |||
| Leverage Ratio | 10.97 | |||
| Loan Loss Reserves to Loans | 1.38% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Genesee Regional Bank
Rochester, NY |
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| Hot Money Ratio | 23.28% | |||
| Liquidity Ratio | 25.74% | |||
| Profitability |
Genesee Regional Bank
Rochester, NY |
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| 5-Year Return on Average Assets | 1.19% | |||
| Net Income | 10.07M | |||
| Net Interest Spread | 3.24% | |||
| Operating Profit to Average Assets | 2.05% | |||
| Overhead Efficiency Ratio | 52.71% | |||
| Return on Assets | 1.58% | |||
| Return on Equity | 16.71% | |||