| Weiss Ratings |
Genesee Regional Bank
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 7.10 | |||
| Company Info |
Genesee Regional Bank
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 26333 | |||
| Phone Number | (585) 249-1540 | |||
| Website | www.grbbank.com | |||
| Asset Quality |
Genesee Regional Bank
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 8.49% | |||
| 5-Year Asset Growth | 23.04% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.29% | |||
| Non-Performing Loans to Capital | 0.39% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
Genesee Regional Bank
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.25B | |||
| Total Deposits | 968.18M | |||
| Capital and Reserves |
Genesee Regional Bank
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 100.99M | |||
| Leverage Ratio | 9.80 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Genesee Regional Bank
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 19.76% | |||
| Liquidity Ratio | 24.10% | |||
| Profitability |
Genesee Regional Bank
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.39% | |||
| Net Income | 2.96M | |||
| Net Interest Spread | 2.84% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 61.69% | |||
| Return on Assets | 0.96% | |||
| Return on Equity | 12.03% | |||