B
Genesee Regional Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Genesee Regional Bank
Rochester, NY
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Rating B
Asset Quality Index 7.70
Capitalization Index 8.80
Liquidity Index 3.20
Profitability Index 5.10
Stability Index 7.60
Company Info Genesee Regional Bank
Rochester, NY
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FDIC Number 26333
Phone Number (585) 249-1540
Website www.grbbank.com
Asset Quality Genesee Regional Bank
Rochester, NY
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1-Year Asset Growth 5.83%
5-Year Asset Growth 14.84%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.48%
Non-Performing Loans to Capital 4.29%
Non-Performing Loans to Loans 0.79%
Balance Sheet Genesee Regional Bank
Rochester, NY
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Total Assets 1.31B
Total Deposits 1.05B
Capital and Reserves Genesee Regional Bank
Rochester, NY
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Capital 116.55M
Leverage Ratio 10.19
Loan Loss Reserves to Loans 1.35%
Risk-Based Capital Ratio --
Liquidity Genesee Regional Bank
Rochester, NY
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Hot Money Ratio 24.32%
Liquidity Ratio 24.14%
Profitability Genesee Regional Bank
Rochester, NY
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5-Year Return on Average Assets 1.39%
Net Income 15.18M
Net Interest Spread 3.02%
Operating Profit to Average Assets 1.48%
Overhead Efficiency Ratio 56.19%
Return on Assets 1.20%
Return on Equity 14.28%