Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.2. A current level of 0.1 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.0).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10). Fair liquidity 3.6, driven by a liquidity ratio of 28.1 percent and a “hot money” ratio of 18.3 percent.
Asset Mix:
Securities (36%), home mtgs (17%), comm re (5%), comm loans (3%), consumer loans (2%), cash (2%), other (34%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
103 1/2 North Main Street
Eskridge, KS 66423
Eskridge, KS 66423
Phone Number
(785) 449-2266
Year Founded
1985
FDIC Number
Website
Largest Affiliates
No affiliate information available.