| Weiss Ratings |
Unity National Bank of Houston
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 7.90 | |||
| Company Info |
Unity National Bank of Houston
Houston, TX |
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| FDIC Number | 26351 | |||
| Phone Number | (713) 387-7400 | |||
| Website | www.unitybanktexas.com | |||
| Asset Quality |
Unity National Bank of Houston
Houston, TX |
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| 1-Year Asset Growth | -5.69% | |||
| 5-Year Asset Growth | 17.96% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 1.60% | |||
| Non-Performing Assets to Assets | 1.31% | |||
| Non-Performing Loans to Capital | 7.67% | |||
| Non-Performing Loans to Loans | 1.15% | |||
| Balance Sheet |
Unity National Bank of Houston
Houston, TX |
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| Total Assets | 202.62M | |||
| Total Deposits | 170.45M | |||
| Capital and Reserves |
Unity National Bank of Houston
Houston, TX |
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| Capital | 26.35M | |||
| Leverage Ratio | 15.27 | |||
| Loan Loss Reserves to Loans | 1.58% | |||
| Risk-Based Capital Ratio | 29.66 | |||
| Liquidity |
Unity National Bank of Houston
Houston, TX |
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| Hot Money Ratio | 45.26% | |||
| Liquidity Ratio | 34.95% | |||
| Profitability |
Unity National Bank of Houston
Houston, TX |
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| 5-Year Return on Average Assets | 1.51% | |||
| Net Income | 385.00K | |||
| Net Interest Spread | 2.76% | |||
| Operating Profit to Average Assets | 1.06% | |||
| Overhead Efficiency Ratio | 93.86% | |||
| Return on Assets | 0.75% | |||
| Return on Equity | 5.74% | |||