| Weiss Ratings |
Unity National Bank of Houston
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 2.50 | |||
| Stability Index | 8.30 | |||
| Company Info |
Unity National Bank of Houston
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 26351 | |||
| Phone Number | (713) 387-7400 | |||
| Website | unitybanktexas.com | |||
| Asset Quality |
Unity National Bank of Houston
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 13.53% | |||
| 5-Year Asset Growth | 4.96% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.43% | |||
| Non-Performing Assets to Assets | 0.88% | |||
| Non-Performing Loans to Capital | 5.36% | |||
| Non-Performing Loans to Loans | 1.23% | |||
| Balance Sheet |
Unity National Bank of Houston
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 228.70M | |||
| Total Deposits | 197.08M | |||
| Capital and Reserves |
Unity National Bank of Houston
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 29.01M | |||
| Leverage Ratio | 14.00 | |||
| Loan Loss Reserves to Loans | 1.46% | |||
| Risk-Based Capital Ratio | 34.72 | |||
| Liquidity |
Unity National Bank of Houston
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 43.40% | |||
| Liquidity Ratio | 33.46% | |||
| Profitability |
Unity National Bank of Houston
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.51% | |||
| Net Income | 2.00M | |||
| Net Interest Spread | 2.93% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 93.81% | |||
| Return on Assets | 0.89% | |||
| Return on Equity | 7.28% | |||