| Weiss Ratings |
Unity National Bank of Houston
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 4.30 | |||
| Company Info |
Unity National Bank of Houston
Houston, TX |
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| FDIC Number | 26351 | |||
| Phone Number | (713) 387-7400 | |||
| Website | www.unitybanktexas.com | |||
| Asset Quality |
Unity National Bank of Houston
Houston, TX |
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| 1-Year Asset Growth | -3.62% | |||
| 5-Year Asset Growth | 17.96% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.20% | |||
| Non-Performing Assets to Assets | 0.54% | |||
| Non-Performing Loans to Capital | 7.11% | |||
| Non-Performing Loans to Loans | 2.19% | |||
| Balance Sheet |
Unity National Bank of Houston
Houston, TX |
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| Total Assets | 201.44M | |||
| Total Deposits | 171.25M | |||
| Capital and Reserves |
Unity National Bank of Houston
Houston, TX |
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| Capital | 27.32M | |||
| Leverage Ratio | 16.61 | |||
| Loan Loss Reserves to Loans | 1.75% | |||
| Risk-Based Capital Ratio | 28.68 | |||
| Liquidity |
Unity National Bank of Houston
Houston, TX |
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| Hot Money Ratio | 44.32% | |||
| Liquidity Ratio | 37.57% | |||
| Profitability |
Unity National Bank of Houston
Houston, TX |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 4.44M | |||
| Net Interest Spread | 3.02% | |||
| Operating Profit to Average Assets | 1.71% | |||
| Overhead Efficiency Ratio | 92.31% | |||
| Return on Assets | 2.17% | |||
| Return on Equity | 16.83% | |||