| Weiss Ratings |
Unity National Bank of Houston
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 7.70 | |||
| Company Info |
Unity National Bank of Houston
Houston, TX |
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| FDIC Number | 26351 | |||
| Phone Number | (713) 387-7400 | |||
| Website | unitybanktexas.com | |||
| Asset Quality |
Unity National Bank of Houston
Houston, TX |
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| 1-Year Asset Growth | -2.22% | |||
| 5-Year Asset Growth | 4.86% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | -0.15% | |||
| Non-Performing Assets to Assets | 0.43% | |||
| Non-Performing Loans to Capital | 1.77% | |||
| Non-Performing Loans to Loans | 0.77% | |||
| Balance Sheet |
Unity National Bank of Houston
Houston, TX |
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| Total Assets | 224.86M | |||
| Total Deposits | 193.49M | |||
| Capital and Reserves |
Unity National Bank of Houston
Houston, TX |
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| Capital | 27.62M | |||
| Leverage Ratio | 12.02 | |||
| Loan Loss Reserves to Loans | 1.41% | |||
| Risk-Based Capital Ratio | 16.68 | |||
| Liquidity |
Unity National Bank of Houston
Houston, TX |
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| Hot Money Ratio | 44.75% | |||
| Liquidity Ratio | 30.29% | |||
| Profitability |
Unity National Bank of Houston
Houston, TX |
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| 5-Year Return on Average Assets | 1.63% | |||
| Net Income | 454.00K | |||
| Net Interest Spread | 2.29% | |||
| Operating Profit to Average Assets | 0.52% | |||
| Overhead Efficiency Ratio | 97.67% | |||
| Return on Assets | 0.39% | |||
| Return on Equity | 3.33% | |||