| Weiss Ratings |
Unity National Bank of Houston
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 7.90 | |||
| Company Info |
Unity National Bank of Houston
Houston, TX |
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| FDIC Number | 26351 | |||
| Phone Number | (713) 387-7400 | |||
| Website | www.unitybanktexas.com | |||
| Asset Quality |
Unity National Bank of Houston
Houston, TX |
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| 1-Year Asset Growth | 1.29% | |||
| 5-Year Asset Growth | 17.96% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.73% | |||
| Non-Performing Assets to Assets | 1.09% | |||
| Non-Performing Loans to Capital | 5.66% | |||
| Non-Performing Loans to Loans | 0.92% | |||
| Balance Sheet |
Unity National Bank of Houston
Houston, TX |
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| Total Assets | 229.97M | |||
| Total Deposits | 199.03M | |||
| Capital and Reserves |
Unity National Bank of Houston
Houston, TX |
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| Capital | 27.36M | |||
| Leverage Ratio | 14.68 | |||
| Loan Loss Reserves to Loans | 1.40% | |||
| Risk-Based Capital Ratio | 30.20 | |||
| Liquidity |
Unity National Bank of Houston
Houston, TX |
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| Hot Money Ratio | 43.34% | |||
| Liquidity Ratio | 31.64% | |||
| Profitability |
Unity National Bank of Houston
Houston, TX |
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| 5-Year Return on Average Assets | 1.51% | |||
| Net Income | 937.00K | |||
| Net Interest Spread | 2.94% | |||
| Operating Profit to Average Assets | 1.10% | |||
| Overhead Efficiency Ratio | 94.17% | |||
| Return on Assets | 0.88% | |||
| Return on Equity | 6.98% | |||