C
State Bank of Southwest Missouri
Rating Date
October 2025
Risk Based
Capital Ratio
10.56
Leverage
Ratio
7.73
Return On
Assets
1.18%
Total
Assets
164.88M
Capital
11.94M
Total
Deposits
147.42M
Net
Income
1.42M
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Weiss Ratings State Bank of Southwest Missouri
Springfield, MO 		Click to
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Rating C
Asset Quality Index 8.70
Capitalization Index 5.70
Liquidity Index 0.70
Profitability Index 4.90
Stability Index 3.40
Company Info State Bank of Southwest Missouri
Springfield, MO 		Click to
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FDIC Number 26358
Phone Number (417) 882-1400
Website www.state.bank
Asset Quality State Bank of Southwest Missouri
Springfield, MO 		Click to
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1-Year Asset Growth -2.27%
5-Year Asset Growth 3.60%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.88%
Non-Performing Loans to Loans 0.00%
Balance Sheet State Bank of Southwest Missouri
Springfield, MO 		Click to
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Total Assets 164.88M
Total Deposits 147.42M
Capital and Reserves State Bank of Southwest Missouri
Springfield, MO 		Click to
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Capital 11.94M
Leverage Ratio 7.73
Loan Loss Reserves to Loans 0.56%
Risk-Based Capital Ratio 10.56
Liquidity State Bank of Southwest Missouri
Springfield, MO 		Click to
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Hot Money Ratio 7.85%
Liquidity Ratio 6.13%
Profitability State Bank of Southwest Missouri
Springfield, MO 		Click to
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5-Year Return on Average Assets 0.90%
Net Income 1.42M
Net Interest Spread 4.14%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 73.65%
Return on Assets 1.18%
Return on Equity 16.18%