B
Pittsfield Co-operative Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pittsfield Co-operative Bank
Pittsfield, MA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 2.10
Stability Index 7.00
Company Info Pittsfield Co-operative Bank
Pittsfield, MA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 26393
Phone Number (413) 447-7304
Website pittsfieldcoop.com
Asset Quality Pittsfield Co-operative Bank
Pittsfield, MA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.77%
5-Year Asset Growth 4.60%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 1.83%
Non-Performing Loans to Loans 0.42%
Balance Sheet Pittsfield Co-operative Bank
Pittsfield, MA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 404.22M
Total Deposits 299.37M
Capital and Reserves Pittsfield Co-operative Bank
Pittsfield, MA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 54.49M
Leverage Ratio 14.90
Loan Loss Reserves to Loans 0.91%
Risk-Based Capital Ratio 21.59
Liquidity Pittsfield Co-operative Bank
Pittsfield, MA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 28.25%
Liquidity Ratio 23.07%
Profitability Pittsfield Co-operative Bank
Pittsfield, MA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.58%
Net Income 62.00K
Net Interest Spread 2.73%
Operating Profit to Average Assets 0.03%
Overhead Efficiency Ratio 99.35%
Return on Assets 0.06%
Return on Equity 0.46%