MutualOne Bank
Major Rating Factors:
A current level of 16.8 percent of nonperforming loans to core capital combined with 3.3 percent from a year earlier contributes to the Weak asset quality (2.8).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 20.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Asset Mix:
Comm loans (23%), comm re (21%), home mtgs (14%), securities (5%), cash (3%), consumer loans (3%), home eq lns (1%), other (30%)
States with Branches:
MA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
160 Cochituate Road
Framingham, MA 01701
Framingham, MA 01701
Phone Number
(508) 820-4000
Year Founded
1889
FDIC Number
Website
Largest Affiliates
No affiliate information available.