D
MutualOne Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MutualOne Bank
Framingham, MA
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 2.80
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 0.90
Stability Index 10.00
Company Info MutualOne Bank
Framingham, MA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 26395
Phone Number (508) 820-4000
Website www.mutualone.com
Asset Quality MutualOne Bank
Framingham, MA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -3.71%
5-Year Asset Growth 6.74%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.55%
Non-Performing Assets to Assets 6.89%
Non-Performing Loans to Capital 16.80%
Non-Performing Loans to Loans 7.80%
Balance Sheet MutualOne Bank
Framingham, MA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.25B
Total Deposits 894.19M
Capital and Reserves MutualOne Bank
Framingham, MA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 253.90M
Leverage Ratio 20.66
Loan Loss Reserves to Loans 2.38%
Risk-Based Capital Ratio --
Liquidity MutualOne Bank
Framingham, MA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 26.12%
Liquidity Ratio 12.70%
Profitability MutualOne Bank
Framingham, MA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.64%
Net Income -855.00K
Net Interest Spread 3.36%
Operating Profit to Average Assets -0.52%
Overhead Efficiency Ratio 62.26%
Return on Assets -0.27%
Return on Equity -1.35%