D
MutualOne Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MutualOne Bank
Framingham, MA
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Rating D
Asset Quality Index 2.40
Capitalization Index 10.00
Liquidity Index 0.30
Profitability Index 0.20
Stability Index 10.00
Company Info MutualOne Bank
Framingham, MA
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FDIC Number 26395
Phone Number (508) 820-4000
Website www.mutualone.com
Asset Quality MutualOne Bank
Framingham, MA
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1-Year Asset Growth -2.91%
5-Year Asset Growth 6.74%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 1.40%
Non-Performing Assets to Assets 7.52%
Non-Performing Loans to Capital 30.22%
Non-Performing Loans to Loans 8.85%
Balance Sheet MutualOne Bank
Framingham, MA
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Total Assets 1.22B
Total Deposits 863.46M
Capital and Reserves MutualOne Bank
Framingham, MA
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Capital 248.12M
Leverage Ratio 21.01
Loan Loss Reserves to Loans 3.36%
Risk-Based Capital Ratio --
Liquidity MutualOne Bank
Framingham, MA
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Hot Money Ratio 23.25%
Liquidity Ratio 16.95%
Profitability MutualOne Bank
Framingham, MA
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5-Year Return on Average Assets 1.64%
Net Income -7.50M
Net Interest Spread 3.42%
Operating Profit to Average Assets -1.19%
Overhead Efficiency Ratio 62.39%
Return on Assets -0.81%
Return on Equity -4.00%