B
Terrabank National Association
Miami,  FL
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Terrabank National Association
Miami, FL
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Rating B
Asset Quality Index 8.90
Capitalization Index 8.30
Liquidity Index 2.60
Profitability Index 3.80
Stability Index 5.10
Company Info Terrabank National Association
Miami, FL
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FDIC Number 26442
Phone Number (305) 448-4898
Website www.terrabank.com/en-us
Asset Quality Terrabank National Association
Miami, FL
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1-Year Asset Growth 10.59%
5-Year Asset Growth 10.22%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.69%
Non-Performing Loans to Loans 0.11%
Balance Sheet Terrabank National Association
Miami, FL
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Total Assets 897.72M
Total Deposits 791.39M
Capital and Reserves Terrabank National Association
Miami, FL
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Capital 78.18M
Leverage Ratio 9.83
Loan Loss Reserves to Loans 1.35%
Risk-Based Capital Ratio 16.03
Liquidity Terrabank National Association
Miami, FL
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Hot Money Ratio 16.86%
Liquidity Ratio 18.31%
Profitability Terrabank National Association
Miami, FL
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5-Year Return on Average Assets 0.57%
Net Income 3.12M
Net Interest Spread 3.56%
Operating Profit to Average Assets 0.97%
Overhead Efficiency Ratio 73.44%
Return on Assets 0.72%
Return on Equity 8.12%