B
Terrabank N.A.
MiamiFL
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Terrabank N.A.
Miami, FL
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Rating B
Asset Quality Index 7.40
Capitalization Index 8.30
Liquidity Index 2.70
Profitability Index 4.50
Stability Index 5.00
Company Info Terrabank N.A.
Miami, FL
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FDIC Number 26442
Phone Number (305) 448-4898
Website www.terrabank.com/en-us
Asset Quality Terrabank N.A.
Miami, FL
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1-Year Asset Growth 8.29%
5-Year Asset Growth 10.22%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.21%
Non-Performing Loans to Loans 0.03%
Balance Sheet Terrabank N.A.
Miami, FL
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Total Assets 853.42M
Total Deposits 771.19M
Capital and Reserves Terrabank N.A.
Miami, FL
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Capital 75.81M
Leverage Ratio 9.86
Loan Loss Reserves to Loans 1.35%
Risk-Based Capital Ratio 16.95
Liquidity Terrabank N.A.
Miami, FL
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Hot Money Ratio 16.60%
Liquidity Ratio 20.92%
Profitability Terrabank N.A.
Miami, FL
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5-Year Return on Average Assets 0.48%
Net Income 7.69M
Net Interest Spread 3.35%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 67.59%
Return on Assets 0.92%
Return on Equity 11.29%