B
Fidelity Co-operative Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Fidelity Co-operative Bank
Leominster, MA
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Rating B
Asset Quality Index 3.60
Capitalization Index 6.60
Liquidity Index 2.80
Profitability Index 1.30
Stability Index 6.90
Company Info Fidelity Co-operative Bank
Leominster, MA
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FDIC Number 26451
Phone Number (978) 870-1306
Website www.fidelitybankonline.com
Asset Quality Fidelity Co-operative Bank
Leominster, MA
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1-Year Asset Growth -10.85%
5-Year Asset Growth 11.88%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 1.64%
Non-Performing Assets to Assets 1.72%
Non-Performing Loans to Capital 17.32%
Non-Performing Loans to Loans 2.30%
Balance Sheet Fidelity Co-operative Bank
Leominster, MA
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Total Assets 1.44B
Total Deposits 1.25B
Capital and Reserves Fidelity Co-operative Bank
Leominster, MA
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Capital 165.93M
Leverage Ratio 8.56
Loan Loss Reserves to Loans 1.44%
Risk-Based Capital Ratio --
Liquidity Fidelity Co-operative Bank
Leominster, MA
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Hot Money Ratio 14.04%
Liquidity Ratio 14.07%
Profitability Fidelity Co-operative Bank
Leominster, MA
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5-Year Return on Average Assets 0.61%
Net Income -3.26M
Net Interest Spread 4.01%
Operating Profit to Average Assets -0.49%
Overhead Efficiency Ratio 69.50%
Return on Assets -0.28%
Return on Equity -2.49%