B
Fidelity Co-operative Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Fidelity Co-operative Bank
Leominster, MA
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Rating B
Asset Quality Index 0.90
Capitalization Index 8.30
Liquidity Index 2.80
Profitability Index 1.40
Stability Index 6.30
Company Info Fidelity Co-operative Bank
Leominster, MA
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FDIC Number 26451
Phone Number (978) 870-1306
Website www.fidelitybankonline.com
Asset Quality Fidelity Co-operative Bank
Leominster, MA
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1-Year Asset Growth -17.06%
5-Year Asset Growth 4.78%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 1.80%
Non-Performing Assets to Assets 3.27%
Non-Performing Loans to Capital 29.79%
Non-Performing Loans to Loans 4.44%
Balance Sheet Fidelity Co-operative Bank
Leominster, MA
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Total Assets 1.31B
Total Deposits 1.12B
Capital and Reserves Fidelity Co-operative Bank
Leominster, MA
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Capital 161.87M
Leverage Ratio 9.86
Loan Loss Reserves to Loans 1.79%
Risk-Based Capital Ratio --
Liquidity Fidelity Co-operative Bank
Leominster, MA
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Hot Money Ratio 10.44%
Liquidity Ratio 4.11%
Profitability Fidelity Co-operative Bank
Leominster, MA
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5-Year Return on Average Assets 0.50%
Net Income 5.41M
Net Interest Spread 4.22%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 74.74%
Return on Assets 0.81%
Return on Equity 6.71%