C
Needham Bank
NeedhamMA
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Needham Bank
Needham, MA
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Rating C
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 4.00
Stability Index 3.70
Company Info Needham Bank
Needham, MA
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FDIC Number 26483
Phone Number (781) 444-2100
Website www.needhambank.com
Asset Quality Needham Bank
Needham, MA
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1-Year Asset Growth 13.79%
5-Year Asset Growth 20.81%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 1.71%
Non-Performing Loans to Loans 0.25%
Balance Sheet Needham Bank
Needham, MA
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Total Assets 5.13B
Total Deposits 4.33B
Capital and Reserves Needham Bank
Needham, MA
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Capital 619.46M
Leverage Ratio 12.47
Loan Loss Reserves to Loans 0.86%
Risk-Based Capital Ratio 13.79
Liquidity Needham Bank
Needham, MA
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Hot Money Ratio 28.68%
Liquidity Ratio 9.90%
Profitability Needham Bank
Needham, MA
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5-Year Return on Average Assets 0.72%
Net Income 10.99M
Net Interest Spread 3.44%
Operating Profit to Average Assets 1.22%
Overhead Efficiency Ratio 63.45%
Return on Assets 0.88%
Return on Equity 7.17%