Cape & Coast Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.5 has resulted in Weak (2.9) profitability. A current level of 9.3 percent of nonperforming loans to core capital combined with 0.6 percent from a year earlier contributes to the Good asset quality (6.1).
Other Rating Factors:
Excellent current capitalization (7.8 on a scale of 0 to 10) and a capital leverage ratio of 9.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.2 on a scale of 0 to 10).
Asset Mix:
Home mtgs (48%), comm re (22%), securities (6%), home eq lns (5%), consumer loans (5%), comm loans (3%), cash (2%), other (10%)
States with Branches:
MA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Coastal Affiliates, MHC
Investment Rating
--
Address
121 Main Street
Yarmouth Port, MA 02675
Yarmouth Port, MA 02675
Phone Number
(508) 568-3200
Year Founded
1921
FDIC Number
Website
Largest Affiliates
No affiliate information available.