D
Frost State Bank
FrostMN
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Frost State Bank
Frost, MN
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 5.70
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 5.00
Stability Index 3.70
Company Info Frost State Bank
Frost, MN
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 26519
Phone Number (507) 878-3203
Website www.froststatebank.com
Asset Quality Frost State Bank
Frost, MN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.72%
5-Year Asset Growth -0.56%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 2.50%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 1.22%
Non-Performing Loans to Loans 0.24%
Balance Sheet Frost State Bank
Frost, MN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 53.38M
Total Deposits 43.82M
Capital and Reserves Frost State Bank
Frost, MN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 8.85M
Leverage Ratio 16.72
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio 18.68
Liquidity Frost State Bank
Frost, MN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 49.18%
Liquidity Ratio 8.86%
Profitability Frost State Bank
Frost, MN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.72%
Net Income 295.00K
Net Interest Spread 4.47%
Operating Profit to Average Assets 1.56%
Overhead Efficiency Ratio 34.31%
Return on Assets 1.11%
Return on Equity 6.79%